$695,000
Active28960 Gin Ln, Punta Gorda, FL 33982
3 beds Β· 3 baths Β· 2,321 sq ft
Listing courtesy of COLDWELL BANKER REALTY Β· MLS# A4693519
117 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- waterfront access
- assigned boat slip
- private boat launch
- tiki hut pavilion
- tankless water heater
- starlink satellite
AI-selected highlights from the listing description below.
Virtually Staged. Experience elevated coastal-inspired living in this exquisite 3-bedroom, 3-bath residence nestled within the gated Estates on Peace River boasting WATERFRONT ACCESS. This neighborhood is where luxury, privacy, and waterfront access blend seamlessly. Enjoy an ASSIGNED BOAT SLIP, a private community boat launch, and tiki hut pavilion. This thoughtfully designed home with a modern neutral palette, the home welcomes you with soaring ceilings, crown molding, beautiful 8-foot single-panel doors, 5-inch baseboard trim, and a blend of LVP and 48 inch porcelain tile throughout. At the heart of the home, the designer kitchen impresses with its oversized island, quartz countertops accented by a stylish backsplash, premium stainless steel appliances, and solid wood soft-close cabinetry adorned with stylish hardware. Enjoy a private walk in butlerβs pantry for added space and convenience. Whether entertaining or enjoying everyday living, this space is as inviting as it is refined. An added WHOLE-HOUSE REVERSE OSMOSIS SYSTEM enhances comfort and convenience throughout. The primary retreat is a serene sanctuary, offering generous space and a spa-like en-suite bathroom with an expansive frameless walk-in shower, dual vanities, and a spacious walk-in closet with custom-built cabinets and wood shelving. Two additional bedrooms and baths provide comfort and privacy for guests, while a spacious laundry room with cabinetry and storage adds everyday ease. Don't miss the additional DEN flex space, perfect for an office, play room, or entertainment zone. Step outside to the covered back patio and expansive backyard, set on an almost 1 acre lot, that invites outdoor living and future possibilities. Additional notable features include a NEW WELL AND PUMP SYSTEM (2024), impact windows, a tankless water heater, irrigation system, starlink satellite, and 25 gauge metal roof, further elevating the homeβs value and peace of mind. The Estates on Peace River is a rare, master-planned enclave of 28.9+ acre parcels. Ideally positioned, this home offers convenient access to boating, fishing, and kayaking along the Peace River, with easy passage to Charlotte Harbor and the Gulf of Mexico. Nearby historic downtown Punta Gorda provides vibrant waterfront dining, easy access to the PG AIRPORT, boutique shopping, golf courses, parks, and marinas, while Southwest Floridaβs renowned beaches, and cultural attractions are all within reach. This is luxury living close to the waterβwhere tranquility, elegance, and an exceptional location come together beautifully. Donβt wait to make this one yours!
Facts
- Property type
- Single Family Residence
- Year built
- 2022
- Bathrooms
- 3 full
- Living area
- 2,321 sqft
- Lot size
- 0.96 acres
- Water access
- Canal - Brackish, Canal - Saltwater, Gulf/Ocean, River
- Private pool
- No
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $14,449/yr
- Monthly fees
- $233/mo
- Listed
- Jul 3, 2026
- MLS #
- A4693519
Price & status history
- Listed for $750,000
- Price reduced to $695,000from $725,000
- Status changed to Pending
- Status changed to Active
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 28960 GIN LN. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$5,531
$3,514 of that is principal & interest. 36% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,514
- Property taxes
- $1,204
- Homeowners insurance
- $579
- Flood insurance
- $0
- HOA / condo fees
- $233
- Mortgage insurance (PMI)
- $0
- Total per month
- $5,531
Over the life of the loan
- Loan amount
- $556,000
- Down payment
- $139,000
- Total interest
- $709,147
- Principal + interest paid
- $1,265,147
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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28960 Gin Ln, Punta Gorda, FL 33982
Listing courtesy of COLDWELL BANKER REALTY Β· MLS# A4693519 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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