$249,900
Active2902 Captiva Gardens Dr #3, Sarasota, FL 34231
2 beds · 2 baths · 1,206 sq ft
Listing courtesy of DEBBIE HERING REALTY & ASSOC. · MLS# A4692905
173 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Hurricane windows
- Walk-in tub/shower
- Lanai with brick patio
- One car garage
- Community pool
- Clubhouse
- Shell landscaping
AI-selected highlights from the listing description below.
Looking for a Value Priced "Updated" Villa in Captiva Gardens with or without furniture? You've found it! All of these updates within the last 3 years: Luxury Vinyl Flooring*Hurricane Windows*Kitchen Appliances*Interior Freshly Painted*Walk-in Tub/Shower*LG Washer all in on*Recessed lighting & More! This villa has Coastal Fixtures and Decor and the furniture is optional! The layout is wonderful with two distinct living areas, providing ample space for relaxation and entertainment. Beautiful shell landscaping with decorative pots and a Lanai with a brick patio, which is a great place to unwind. Residents have full access to the Pool and the well maintained Clubhouse that is perfect for events and social gatherings with all of the friendly neighbors. The pool offers a refreshing escape and is ideal for soaking up the Florida sun or doing a leisurely swim. The location of this community is superb and it is within minutes to World Renowned Siesta Key Beaches, Gulf Gate Library, Legacy Trail, Gulf Gate Shops and Restaurants, Several Fitness Centers, A+ Schools and Shopping. UTC Mall is only 20 minutes away, as well as cultural downtown Sarasota with great nightlife, fine restaurants, opera, movie theaters and more. The one car garage is an added bonus that provides not only parking convenience but also adds additional storage options. You'll love living in sought-after South Sarasota. Whether you want to explore local parks, shop, hop on over to Siesta Key or take a walk or bike ride ... South Sarasota always has something to do. Make this one yours but don't wait!
Facts
- Property type
- Villa
- Year built
- 1975
- Bathrooms
- 2 full
- Living area
- 1,206 sqft
- Private pool
- No
- Exposure
- Northwest
- Furnished
- Negotiable
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,243/yr
- Monthly fees
- $621/mo
- Listed
- May 8, 2026
- MLS #
- A4692905
Price & status history
- Listed for $279,900
- Price reduced to $249,900from $259,900
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 2902 CAPTIVA GARDENS DR #3. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,280
$1,264 of that is principal & interest. 45% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,264
- Property taxes
- $187
- Homeowners insurance
- $208
- Flood insurance
- $0
- HOA / condo fees
- $621
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,280
Over the life of the loan
- Loan amount
- $199,920
- Down payment
- $49,980
- Total interest
- $254,987
- Principal + interest paid
- $454,907
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
2902 Captiva Gardens Dr #3, Sarasota, FL 34231
Listing courtesy of DEBBIE HERING REALTY & ASSOC. · MLS# A4692905 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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