$350,000
Active2979 Captiva Gardens Dr #22, Sarasota, FL 34231
2 beds · 2 baths · 1,206 sq ft
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# N6145909
33 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Welcome to Captiva Gardens! This beautifully updated 2-BEDROOM, 2-BATH VILLA + DEN/OFFICE offers the flexible living space buyers are looking for, along with NEW FLOORING, a spacious Florida room, private outdoor patio, and attached 1-car garage with EV Hookup. Step inside to a bright and inviting floor plan designed for comfortable Florida living. The separate office/den provides valuable additional space for working from home, hobbies, a reading retreat, or accommodating overnight guests. The kitchen features stainless steel appliances and stone countertops while the primary suite offers a walk-in closet and private bath. The Florida room extends the living space and leads to a private rear patio surrounded by mature landscaping and greenery, a peaceful setting for morning coffee, entertaining, or simply enjoying the Florida sunshine. Captiva Gardens offers a community pool and clubhouse along with association-maintained exterior and grounds for an easy, low-maintenance lifestyle. Conveniently located near shopping, dining, golf, downtown Sarasota, and the beautiful Gulf beaches. Whether you’re searching for a full-time residence or seasonal Florida retreat, this TURNKEY FURNISHED villa offers the space, updates, and Sarasota location you’ve been looking for.
Facts
- Property type
- Villa
- Year built
- 1975
- Bathrooms
- 2 full
- Living area
- 1,206 sqft
- Private pool
- No
- Exposure
- East
- Furnished
- Furnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,743/yr
- Monthly fees
- $620/mo
- Listed
- Sep 25, 2026
- MLS #
- N6145909
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 2979 CAPTIVA GARDENS DR #22. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,993
$1,770 of that is principal & interest. 41% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,770
- Property taxes
- $312
- Homeowners insurance
- $292
- Flood insurance
- $0
- HOA / condo fees
- $620
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,993
Over the life of the loan
- Loan amount
- $280,000
- Down payment
- $70,000
- Total interest
- $357,125
- Principal + interest paid
- $637,125
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
2979 Captiva Gardens Dr #22, Sarasota, FL 34231
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# N6145909 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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