$2,800,000
Active3 Hibiscus Dr, Punta Gorda, FL 33950
4 beds Β· 4.5 baths Β· 4,607 sq ft
Listing courtesy of MARINA PARK REALTY LLC Β· MLS# C7520481
280 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- harbor front location
- 240 feet seawall
- 120-foot dock
- 20,000-pound boat lift
- 50-foot infinity-edge pool
- custom mahogany doors
- spiral staircase
- 1890s-style saloon
AI-selected highlights from the listing description below.
Simply one of the most impressive homes available in Punta Gorda. This harbor front, custom-built, two-story Towles home offers approx 240 feet of seawall, a 120-foot dock, and a 20,000-pound boat lift. The expansive lanai and deck provide stunning, uninterrupted views of Charlotte Harbor and beyond, highlighted by a spectacular 50-foot infinity-edge pool with swim-up table and seating. No expense was spared in the construction of this exceptional residence. Notable features include custom mahogany double front doors handcrafted in Honduras; concealed lanai power hurricane shutters; impact-resistant windows; and a fireplace constructed from Mediterranean-cut coral. A dramatic spiral staircase leads to a bridge accessing twin second-floor suites, each with private baths and walk-in closets. The second floor also offers a guest laundry, kitchenette, and a balcony that perfectly captures the Florida lifestyle. The gourmet kitchen features abundant custom cherry cabinetry by Yoder Kitchen of Nappanee, Indiana (Amish-crafted), expansive granite countertops, double ovens with microwave and convection capabilities, two dishwashers, and a large warming drawer. An incredible 1890s-style saloon provides a one-of-a-kind space for entertaining. The home sustained damage during Hurricane Ian; approximately 95% of repairs have been completed, along with numerous upgrades. The property is being sold as-is, allowing the buyer the opportunity to add their own finishing touches. A truly rare opportunity to own a landmark waterfront estate. Lot 1 can be purchased with home. Call for more information.
Facts
- Property type
- Single Family Residence
- Year built
- 2004
- Bathrooms
- 4 full, 1 half
- Living area
- 4,607 sqft
- Lot size
- 0.41 acres
- Waterfront
- Yes Β· 240 ft
- Water access
- Bay/Harbor, Canal - Saltwater
- Water view
- Yes
- Private pool
- Yes
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $24,469/yr
- Listed
- Jan 20, 2026
- MLS #
- C7520481
Price & status history
- Listed for $2,900,000
- Price reduced to $2,800,000
Virtual tour
- Video tour on YouTubeyoutube.com
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 3 HIBISCUS DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$18,531
$14,158 of that is principal & interest. 24% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $14,158
- Property taxes
- $2,039
- Homeowners insurance
- $2,333
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $18,531
Over the life of the loan
- Loan amount
- $2,240,000
- Down payment
- $560,000
- Total interest
- $2,856,997
- Principal + interest paid
- $5,096,997
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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3 Hibiscus Dr, Punta Gorda, FL 33950
Listing courtesy of MARINA PARK REALTY LLC Β· MLS# C7520481 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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