Skip to main content
Lasbury Tracy Realty Inc
← Back to search

$2,800,000

Active

3 Hibiscus Dr, Punta Gorda, FL 33950

4 beds Β· 4.5 baths Β· 4,607 sq ft

Listing courtesy of MARINA PARK REALTY LLC Β· MLS# C7520481

280 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • harbor front location
  • 240 feet seawall
  • 120-foot dock
  • 20,000-pound boat lift
  • 50-foot infinity-edge pool
  • custom mahogany doors
  • spiral staircase
  • 1890s-style saloon

AI-selected highlights from the listing description below.

Simply one of the most impressive homes available in Punta Gorda. This harbor front, custom-built, two-story Towles home offers approx 240 feet of seawall, a 120-foot dock, and a 20,000-pound boat lift. The expansive lanai and deck provide stunning, uninterrupted views of Charlotte Harbor and beyond, highlighted by a spectacular 50-foot infinity-edge pool with swim-up table and seating. No expense was spared in the construction of this exceptional residence. Notable features include custom mahogany double front doors handcrafted in Honduras; concealed lanai power hurricane shutters; impact-resistant windows; and a fireplace constructed from Mediterranean-cut coral. A dramatic spiral staircase leads to a bridge accessing twin second-floor suites, each with private baths and walk-in closets. The second floor also offers a guest laundry, kitchenette, and a balcony that perfectly captures the Florida lifestyle. The gourmet kitchen features abundant custom cherry cabinetry by Yoder Kitchen of Nappanee, Indiana (Amish-crafted), expansive granite countertops, double ovens with microwave and convection capabilities, two dishwashers, and a large warming drawer. An incredible 1890s-style saloon provides a one-of-a-kind space for entertaining. The home sustained damage during Hurricane Ian; approximately 95% of repairs have been completed, along with numerous upgrades. The property is being sold as-is, allowing the buyer the opportunity to add their own finishing touches. A truly rare opportunity to own a landmark waterfront estate. Lot 1 can be purchased with home. Call for more information.

Facts

Property type
Single Family Residence
Year built
2004
Bathrooms
4 full, 1 half
Living area
4,607 sqft
Lot size
0.41 acres
Waterfront
Yes Β· 240 ft
Water access
Bay/Harbor, Canal - Saltwater
Water view
Yes
Private pool
Yes
Exposure
South
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$24,469/yr
Listed
Jan 20, 2026
MLS #
C7520481

Price & status history

  1. Listed for $2,900,000
  2. Price reduced to $2,800,000

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 3 HIBISCUS DR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$18,531

$14,158 of that is principal & interest. 24% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$14,158
Property taxes
$2,039
Homeowners insurance
$2,333
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$18,531

Over the life of the loan

Loan amount
$2,240,000
Down payment
$560,000
Total interest
$2,856,997
Principal + interest paid
$5,096,997
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

3 Hibiscus Dr, Punta Gorda, FL 33950

Listing courtesy of MARINA PARK REALTY LLC Β· MLS# C7520481 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Want an email when homes like this list?

New Punta Gorda listings with at least 4 bedrooms up to $3,500,000. Free, and you can stop any time.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 11:13 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]