$170,000
Active3 Rotterdam Dr, Punta Gorda, FL 33950
2 beds · 2 baths · 1,508 sq ft
Listing courtesy of SELLSTATE VISION REALTY · MLS# C7522859
236 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Heated pool
- Metal roof
- Hurricane shutters
- Private marinas
- Direct harbor access
- Water softener
- New air conditioner
- New hot water heater
AI-selected highlights from the listing description below.
Discover the ideal blend of comfort, style, and carefree coastal living in this beautifully maintained 2005 Fleetwood manufactured home. Offering 1,320 square feet of comfortable living space, this charming 2-bedroom, 2-bathroom residence is situated in the highly sought-after, resident-owned 55+ community of Windmill Village in Punta Gorda, Florida. Inside, you'll find quality drywall construction with elegant crown molding in the main living areas. Recent major updates include a brand-new air conditioner and hot water heater installed in 2025, along with a whole-house Whirlpool water softener for added convenience. Additional highlights include a durable metal roof and hurricane shutters for peace of mind during Florida’s seasons. The low HOA fee covers all essential services—water, sewer, trash removal, lawn maintenance, common areas, and road upkeep—making this a true lock-and-leave lifestyle. Windmill Village is an active adult paradise featuring two private marinas with direct access to Charlotte Harbor and the Gulf of Mexico, a boat ramp, trailer storage, horseshoe pits, shuffleboard, bocce ball, billiards, indoor pickleball, and a large community center with numerous hobby clubs. Relax and socialize at the welcoming pavilion beside the heated pool. Located in historic Punta Gorda—one of Florida’s most charming waterfront towns and repeatedly named a top small city to live by Money Magazine and Forbes—this community offers the perfect setting for retirement. Note: The purchase price does not include the $18,285 Buy-In Share and Bond (fully refundable upon sale). This move-in-ready home is a rare opportunity to own in one of Southwest Florida’s most welcoming 55+ communities. Don’t wait—schedule your private showing today and start living the coastal Florida lifestyle you deserve!
Facts
- Property type
- Manufactured Home
- Year built
- 2005
- Bathrooms
- 2 full
- Living area
- 1,508 sqft
- Lot size
- 0.1 acres
- Water access
- Canal - Brackish, Creek
- Private pool
- No
- Exposure
- Southeast
- Furnished
- Partially
- Flood zone
- 9AE
- CDD
- No
- 55+ community
- Yes
- Annual taxes
- $3,632/yr
- Monthly fees
- $256/mo
- Listed
- Feb 27, 2026
- MLS #
- C7522859
Price & status history
- Listed for $180,000
- Price reduced to $170,000
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3 ROTTERDAM DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,618
$860 of that is principal & interest. 47% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $860
- Property taxes
- $303
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $256
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,618
Over the life of the loan
- Loan amount
- $136,000
- Down payment
- $34,000
- Total interest
- $173,461
- Principal + interest paid
- $309,461
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
3 Rotterdam Dr, Punta Gorda, FL 33950
Listing courtesy of SELLSTATE VISION REALTY · MLS# C7522859 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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