$22,400
Active3 Spruce Ln, Placida, FL 33946
0.17 acre lot
Listing courtesy of RE/MAX SUNSHINE · MLS# A4681723
245 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- West exposure sunset views
- Cleared residential lot
- City water and sewer
- Low HOA fee
- Near golf courses
- World-class tarpon fishing
- No scrub jay permit
AI-selected highlights from the listing description below.
OFFERING SELLER FINANCING — AND SELLER PAYS TITLE & PROVIDES TITLE INSURANCE! Secure your own piece of Southwest Florida with flexible terms: $5,000 down, balance financed over 36 months at 8% interest, with affordable monthly payments of approximately $546. A rare and buyer-friendly opportunity to build now or invest for the future with reduced closing costs. This 0.172-acre vacant residential lot is located in the desirable Rotonda Meadows community in Placida, Florida. The lot is cleared, regularly shaped, and ready for construction, featuring west exposure ideal for enjoying stunning Florida sunsets. City water and sewer are available and serviced by Charlotte County and electricity as well while serviced by Florida Power & Light. All public roads are paved by Count Government. No Scrub Jay permit is required. Rotonda Meadows is a deed-restricted community with a low HOA fee of approximately $145 per year, offering a clean, well-maintained neighborhood while still allowing flexibility in home design. Surrounded by six nearby golf courses and renowned for world-class tarpon fishing, this location offers unforgettable sunsets, abundant outdoor recreation, and an active Southwest Florida lifestyle year-round. Comparable homes in the area average around half million dollars, making this a strategic opportunity in a growing market. Enjoy the Southwest Florida lifestyle just minutes from Boca Grande, Gasparilla Island, Don Pedro Island, Manasota Key, and Stump Pass Beach State Park. Nearby amenities include boating, fishing, kayaking, golf courses, marinas, shopping, dining, and medical facilities. Easy access to Gasparilla Road, FL-776, I-41, and I-75 connects you quickly to Venice, Sarasota, Fort Myers, Tampa, and Southwest Florida International Airport. This is a true blank canvas in a peaceful, fast-growing coastal community. With seller financing, seller-paid title, and title insurance included, opportunities like this are rare. Act now and secure your piece of Southwest Florida Paradise!
Facts
- Property type
- Land
- Lot size
- 0.17 acres
- Exposure
- East
- Flood zone
- 8AE
- Annual taxes
- $520/yr
- Monthly fees
- $12/mo
- Listed
- Feb 25, 2026
- MLS #
- A4681723
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3 SPRUCE LN. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$369
$113 of that is principal & interest. 69% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $113
- Property taxes
- $43
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $12
- Mortgage insurance (PMI)
- $0
- Total per month
- $369
Over the life of the loan
- Loan amount
- $17,920
- Down payment
- $4,480
- Total interest
- $22,856
- Principal + interest paid
- $40,776
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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3 Spruce Ln, Placida, FL 33946
Listing courtesy of RE/MAX SUNSHINE · MLS# A4681723 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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