$519,000
Active3004 Banyan Way, Punta Gorda, FL 33950
3 beds · 2 baths · 1,522 sq ft
Listing courtesy of HERO REAL ESTATE & CO. · MLS# C7501706
691 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Motivated Seller!! Welcome to this stunning waterfront home, fully furnished and completely ready to rent—whether as a short-term Airbnb or a traditional long-term rental. Nestled at the end of a quiet cul-de-sac, this 3-bedroom, 2-bathroom property offers direct access to the harbor via scenic Alligator Creek, making it a perfect retreat for boaters and nature lovers. Inside, the open floor plan provides a spacious, light-filled layout ideal for everyday living or entertaining. Recent upgrades include a new roof installed in 2023 and impact-rated windows and doors that gives enhanced safety, energy efficiency, and hurricane protection. With a history of never flooding, the home brings peace of mind along with comfort and style. Step into the backyard and you’ll find a true outdoor oasis complete with a private jacuzzi, peaceful water views, and a cozy fire pit perfect for roasting s’mores and enjoying memorable nights with family and friends. The two-car garage adds convenience and ample storage space, and the home’s prime location near the harbor makes it a rare and valuable opportunity. Whether you're seeking a smart investment or your own waterfront getaway, this turnkey property is ready for you to enjoy from day one.
Facts
- Property type
- Single Family Residence
- Year built
- 1989
- Bathrooms
- 2 full
- Living area
- 1,522 sqft
- Lot size
- 0.24 acres
- Waterfront
- Yes
- Water access
- Canal - Brackish
- Water view
- Yes
- Private pool
- No
- Exposure
- West
- Furnished
- Furnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $5,591/yr
- Listed
- Dec 8, 2024
- MLS #
- C7501706
Price & status history
- Listed for $595,000
- Price reduced to $519,000from $569,000
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3004 BANYAN WAY. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,523
$2,624 of that is principal & interest. 26% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,624
- Property taxes
- $466
- Homeowners insurance
- $433
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,523
Over the life of the loan
- Loan amount
- $415,200
- Down payment
- $103,800
- Total interest
- $529,565
- Principal + interest paid
- $944,765
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
3004 Banyan Way, Punta Gorda, FL 33950
Listing courtesy of HERO REAL ESTATE & CO. · MLS# C7501706 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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