$15,000
Active30102 Red Pine Rd, Punta Gorda, FL 33982
0.23 acre lot
Listing courtesy of MARINA PARK REALTY LLC · MLS# C7509166
548 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- 10,200 sq ft lot
- private community boat ramp
- Shell Creek access
- no flood zone
- no deed restrictions
- low HOA dues
AI-selected highlights from the listing description below.
Build Your Dream Home in Ridge Harbor! Discover the perfect place to create your ideal home on this spacious 10,200 sq ft lot (60' x 171') in the peaceful, rural community of Ridge Harbor. Enjoy the quiet charm of country living with the convenience of nearby amenities. Ridge Harbor features a voluntary HOA with low annual dues ($25 for individuals, $35 for families) and no deed restrictions—giving you the freedom to build your way. You'll also have access to a private community boat ramp on Shell Creek (just $10 for a marina key), which connects to the Peace River and leads to Charlotte Harbor—perfect for boating and fishing enthusiasts. Bonus: This lot is not in a flood zone! Conveniently located near Punta Gorda Airport, I-75, shopping, dining, and beautiful beaches, this lot offers the perfect blend of location, amenities, and investment potential. Don’t miss out on this exceptional opportunity! THREE ADDITIONAL LOTS ARE AVAILABE ON RED PINE (C7509213, C7509216, C7509218)
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Exposure
- South
- Flood zone
- X500
- Annual taxes
- $444/yr
- Monthly fees
- $4/mo
- Listed
- Apr 28, 2025
- MLS #
- C7509166
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 30102 RED PINE RD. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$317
$76 of that is principal & interest. 76% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $76
- Property taxes
- $37
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $4
- Mortgage insurance (PMI)
- $0
- Total per month
- $317
Over the life of the loan
- Loan amount
- $12,000
- Down payment
- $3,000
- Total interest
- $15,305
- Principal + interest paid
- $27,305
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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30102 Red Pine Rd, Punta Gorda, FL 33982
Listing courtesy of MARINA PARK REALTY LLC · MLS# C7509166 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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