$25,000
Active302 Santa Marta St, Port Charlotte, FL 33954
0.3 acre lot
Listing courtesy of CENTURY 21 SUNBELT REALTY · MLS# C7522177
251 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- blank canvas lot
- no flood insurance required
- well and septic needed
- Gulf beaches nearby
- golf courses nearby
- I-75 access
AI-selected highlights from the listing description below.
This generously sized 0.30-acre residential lot sits on a quiet street surrounded by newer homes — the perfect blank canvas for your custom Florida retreat! No scrub jays per county records (buyer to verify), Electric nearby — well & septic needed, Convenient to shopping, dining, schools & beautiful Gulf beaches. High & dry, flood zone X — no flood insurance required! Located in the desirable Section 19 of Port Charlotte, this lot offers quick access to I-75, Punta Gorda Airport, golf courses, and everything SWFL has to offer. Whether you’re ready to build now or invest for the future, this is affordable Florida living at its best!
Facts
- Property type
- Land
- Lot size
- 0.3 acres
- Flood zone
- X
- Annual taxes
- $443/yr
- Listed
- Feb 19, 2026
- MLS #
- C7522177
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 302 SANTA MARTA ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$363
$126 of that is principal & interest. 65% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $126
- Property taxes
- $37
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $363
Over the life of the loan
- Loan amount
- $20,000
- Down payment
- $5,000
- Total interest
- $25,509
- Principal + interest paid
- $45,509
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
302 Santa Marta St, Port Charlotte, FL 33954
Listing courtesy of CENTURY 21 SUNBELT REALTY · MLS# C7522177 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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