$15,000
Active3027 Sudbury St, Port Charlotte, FL 33948
0.23 acre lot
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · MLS# C7526923
140 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Double-lot opportunity
- X500 flood zone
- No wetlands
- Scrub Jay habitat exempt
- Public water and electricity
AI-selected highlights from the listing description below.
Build your ideal Florida home on this premium lot located at 3027 Sudbury Street in Port Charlotte. Offering 10,000 square feet (0.23 acres) of space with dimensions of 80 by 125 feet and 80 feet of road frontage. For those looking for even more privacy or an expansive estate, the adjacent lot at 3019 Sudbury Street is also available and listed separately, offering a rare DOUBLE-LOT OPPORTUNITY to build an even larger footprint.This property provides ample room for a wide variety of custom home designs with enough room on this expansive lot for a pristine pool, giving you the perfect private oasis to relax and enjoy the sunny Florida weather year-round. One of the standout logistical advantages of this property is its "X500" flood zone designation. For a savvy builder or buyer, this means that as long as the structural footprint of the new home is constructed entirely within the portion of the property designated as the X zone, lenders typically view it as a non-mandatory flood zone. This can completely eliminate the requirement for mandatory flood insurance, yielding thousands of dollars in annual savings over the life of your build. Public water and electricity are already available at the corner of Wintergarden Avenue and Sudbury Street, meaning you just need to install a standard septic tank to complete the utility setup. Permitting is further streamlined because Charlotte County GIS maps confirm the property is completely outside of any Scrub Jay habitat zones, and the National Wetlands Inventory shows zero wetlands on site, removing common ecological hurdles. The surrounding neighborhood places you right near Port Charlotte’s most vibrant commercial and recreational districts. Everyday convenience is unmatched, with the bustling Murdock shopping area located just minutes away, offering an array of major retail centers, grocery stores, and diverse restaurants. Sports enthusiasts will love the exceptional proximity to the Charlotte Sports Park, the official spring training home of the Tampa Bay Rays, making it effortless to catch a game or enjoy local community events. For commuters or those looking to explore the region, quick access to Interstate 75 makes traveling north toward Sarasota and Tampa or south toward Fort Myers and Naples remarkably simple and fast. This location serves as the ultimate gateway to Southwest Florida’s world-class leisure activities. Avid golfers will find themselves completely spoiled for choice, with a different championship golf course available for every single day of the week, all located within a short drive from your front door. When you are ready for a day on the coast, the pristine, turquoise waters and historic charm of Boca Grande, along with the sun-soaked shores of Englewood Beach, are both a straightforward, scenic drive away. Whether you are looking to build a personal retreat or a high-demand investment property, this lot combines incredible ease of development with an active, perfectly positioned lifestyle.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Exposure
- East
- Flood zone
- X500
- Annual taxes
- $435/yr
- Listed
- Jun 10, 2026
- MLS #
- C7526923
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3027 SUDBURY ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$312
$76 of that is principal & interest. 76% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $76
- Property taxes
- $36
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $312
Over the life of the loan
- Loan amount
- $12,000
- Down payment
- $3,000
- Total interest
- $15,305
- Principal + interest paid
- $27,305
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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3027 Sudbury St, Port Charlotte, FL 33948
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · MLS# C7526923 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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