$799,999
Active3077 Stone St, Port Charlotte, FL 33981
3 beds · 2 baths · 2,526 sq ft
Listing courtesy of LAUREATE PARK REALTY · MLS# O6393903
190 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Experience the luxury of waterfront living with this fully remodeled pool home, located in the highly sought-after Gulf Cove community. From the moment you step through the grand double entry doors, you are greeted by a breathtaking view of the sparkling pool and serene water beyond. This home has been thoughtfully redesigned to offer both comfort and elegance, making it the perfect space for entertaining guests or simply enjoying quiet moments by the water. The spacious floor plan features a cozy family room with a stunning wood-burning fireplace and a built-in WET bar, creating an inviting atmosphere for gatherings. Adjacent to the family room, you'll find a separate living room that provides additional space for relaxation or formal entertaining. The luxurious master suite is positioned on the opposite side of the home from the two guest bedrooms, ensuring maximum privacy. Enjoy spectacular water views right from your bed, and indulge in the spa-like master bath, complete with an oversized double shower, dual sink, and two expansive walk-in closets. Throughout the home, elegant plantation shutters adorn every window, adding a touch of timeless sophistication. Both guest bedrooms are generously sized and feature walk-in closets, offering ample storage space for all your needs. The chef’s kitchen is a true highlight, with brand-new, high-end appliances, sleek countertops, and a large pass through window that overlooks the water, allowing you to enjoy the beautiful scenery while you cook. Step outside to the newly renovated lanai and pool area, where you'll find brand-new scenic pool screens offering uninterrupted views of the tranquil waterway. Whether you’re swimming, lounging, or entertaining, this space is designed to maximize your enjoyment of the outdoors. For boat lovers, this property is a dream come true, with its private dock equipped with electricity and a boat lift, giving you direct access to the water whenever you choose. The decking was just replaced. Don’t miss the opportunity to own this completely remodeled, waterfront masterpiece. Make this stunning home yours today and start living the dream! FOR THOSE OF YOU WONDERING THIS HOME HAS NEVER FLOODED
Facts
- Property type
- Single Family Residence
- Year built
- 1989
- Bathrooms
- 2 full
- Living area
- 2,526 sqft
- Lot size
- 0.24 acres
- Waterfront
- Yes · 80 ft
- Water access
- Canal - Brackish, Canal - Saltwater, Gulf/Ocean, River
- Water view
- Yes
- Private pool
- Yes
- Exposure
- Southeast
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $8,410/yr
- Listed
- Apr 20, 2026
- MLS #
- O6393903
Price & status history
- Listed for $729,900
- Price reduced to $699,999from $709,999
- Price increased to $799,999
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3077 STONE ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$5,413
$4,045 of that is principal & interest. 25% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $4,045
- Property taxes
- $701
- Homeowners insurance
- $667
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $5,413
Over the life of the loan
- Loan amount
- $639,999
- Down payment
- $160,000
- Total interest
- $816,283
- Principal + interest paid
- $1,456,282
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
3077 Stone St, Port Charlotte, FL 33981
Listing courtesy of LAUREATE PARK REALTY · MLS# O6393903 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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