$699,000
Active308 W Grace St, Punta Gorda, FL 33950
3 beds · 2 baths · 2,189 sq ft
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · MLS# C7527368
124 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- pool home
- dedicated office
- 180 MPH wind rating
- covered outdoor area
- walk-in soaking tub
AI-selected highlights from the listing description below.
Virtually Staged. Welcome to this pool home featuring a front porch, dedicated office, and 3 bedrooms. Designed for comfortable Florida living, this home offers 180 MPH wind rating, hurricane-impact windows and doors, no flood history, low flood insurance premium (Flood insurance policy renews July 2026 at approximately $564 annually. The policy may be transferable to the new owner, subject to carrier approval and buyer due diligence). Car enthusiasts, hobbyists, and those needing extra storage will appreciate the oversized 26’ x 30’ garage complete with an additional storage room and currently accommodating up to three vehicles, interior offers open-concept floor plan, and elegant crown molding throughout. The well-appointed kitchen features granite countertops, a formal dining area, and a casual breakfast nook overlooking the pool. Enjoy your morning coffee or evening meal while taking in the view from the covered outdoor area, providing shade and protection from the sun and rain. The primary suite offers a walk-in-closet, dual vanities, an oversized walk-in shower, and a separate soaking tub for a relaxing retreat. Recent updates include: New A/C (April 2026) Main electrical panel surge protection (May 2025) Roof (February 2023) Water heater (March 2023) Additional highlights include: No Hoa, Generous 11,816-square-foot lot. Ideally located just minutes from the heart of Punta Gorda, you’ll enjoy easy access to the Punta Gorda Historic District, Gilchrist Park, Harborwalk, Charlotte Harbor, Fishermen’s Village, golf courses, tennis facility, pickle ball, waterfront dining local entertainment, boating, biking, nearby library and shopping, including Publix Grocery. Punta Gorda Airport (PGD) is approximately 10 minutes by car. Be sure to review the attached feature sheet for additional details and click the virtual tour link to experience the home’s layout and flow. Your Florida lifestyle awaits! Schedule your private showing today and experience this home! Bedroom #3 is Virtually Staged. Short distance to Fisherman Village or Downtown Historic District easy pathways to enjoy what Punta Gorda has to offer of entertainment, restaurants, Harbor Walk and much more etc. Please take a moment and see the Virtual Tour Link below the main Photo.
Facts
- Property type
- Single Family Residence
- Year built
- 2015
- Bathrooms
- 2 full
- Living area
- 2,189 sqft
- Lot size
- 0.27 acres
- Private pool
- Yes
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,622/yr
- Listed
- Jun 26, 2026
- MLS #
- C7527368
Price & status history
- Listed for $719,000
- Price reduced to $699,000
Virtual tour
- Virtual tourdropbox.comView the virtual tour(opens dropbox.com in a new tab)
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Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 308 W GRACE ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$4,502
$3,535 of that is principal & interest. 21% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,535
- Property taxes
- $385
- Homeowners insurance
- $583
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,502
Over the life of the loan
- Loan amount
- $559,200
- Down payment
- $139,800
- Total interest
- $713,229
- Principal + interest paid
- $1,272,429
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
308 W Grace St, Punta Gorda, FL 33950
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · MLS# C7527368 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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