$525,000
Active310 Howard St, Punta Gorda, FL 33950
6 beds Β· 3.5 baths Β· 2,664 sq ft
Listing courtesy of KW PEACE RIVER PARTNERS Β· MLS# C7531032
33 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Experience the charm and character of OLD FLORIDA LIVING in this spacious 6-bedroom, 3.5-bathroom POOL HOME with a 1-car garage and family room in the quiet Myrtle Gardens community of Punta Gorda. Surrounded by mature oak trees, palms, and tropical landscaping, this distinctive home combines timeless architectural details with an abundance of indoor and outdoor living space. OLD FLORIDA CHARM & CONSTRUCTION Designed with character throughout, the home features approximately 900 square feet of WRAPAROUND PORCHES, generous roof overhangs, real wood siding, and custom old-world cedar storm shutters. β’ Approximately 2,600 square feet of living space β’ Real wood siding β’ Custom cedar storm shutters β’ 2"x8" cedar fascia β’ 2"x6" frame wall construction β’ R-19 wall insulation and R-30 attic insulation β’ Real wood flooring β’ Two Trane air-conditioning systems β’ Rheem water heaters LIVING & DINING Located just off the kitchen, creating an inviting layout with plenty of room for everyday living and entertaining. KITCHEN Offering a functional layout with generous workspace and storage, centered around a large island with breakfast bar seating. β’ Formica countertops β’ All appliances included β’ Large center island w breakfast bar β’ Solid wood cabinets providing plenty of storage FAMILY ROOM French doors open to a warm and inviting FAMILY ROOM featuring wood-stained moldings and a WOOD-BURNING FIREPLACE. This additional living space expands the home's entertaining options and offers convenient access to the screened lanai. β’ Half bathroom β’ Access to the screened lanai PRIMARY SUITE Conveniently located on the main floor and overlooks the outdoor living and pool area. β’ Two walk-in closets β’ Split vanities β’ Jetted spa tub β’ Separate walk-in shower SECOND PRIMARY SUITE Also located on the main floor, a second primary suite provides a flexible private space ideal for guests, extended household living, or a home office. β’ Private entrance β’ Built-in closet β’ Single-sink vanity β’ Walk-in shower SECOND-FLOOR FEATURES Four additional bedrooms are located on the second floor, providing separation from the main-floor primary suites and plenty of space to accommodate a variety of needs. LAUNDRY, MUDROOM & STORAGE An air-conditioned laundry/mudroom provides additional room for storage and includes extra cabinetry and space for a second refrigerator. Storage continues in the approximately 16'x21' garage, with stairs leading to an approximately 16'x22' AIR-CONDITIONED LOFT for even more storage and flexible space. OUTDOOR LIVING & POOL Designed to embrace Florida's indoor-outdoor lifestyle, the home features an approximately 16'x30' SCREENED LANAI overlooking a tropical backyard retreat. β’ Private tropical pool β’ Hot tub β’ Mature oak trees, palms, and tropical landscaping Conveniently located with easy access to Downtown Punta Gorda, Fishermenβs Village, waterfront dining, shopping, parks, and community events. Enjoy nearby boating, fishing, kayaking, golf, and the scenic Harborwalk along Charlotte Harbor. With convenient access to US-41 and I-75, residents can easily reach Port Charlotte, Fort Myers, Sarasota, and surrounding Southwest Florida destinations.
Facts
- Property type
- Single Family Residence
- Year built
- 1996
- Bathrooms
- 3 full, 1 half
- Living area
- 2,664 sqft
- Lot size
- 0.5 acres
- Private pool
- Yes
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,276/yr
- Listed
- Sep 21, 2026
- MLS #
- C7531032
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 310 HOWARD ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$3,365
$2,655 of that is principal & interest. 21% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,655
- Property taxes
- $273
- Homeowners insurance
- $438
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,365
Over the life of the loan
- Loan amount
- $420,000
- Down payment
- $105,000
- Total interest
- $535,687
- Principal + interest paid
- $955,687
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you β a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
310 Howard St, Punta Gorda, FL 33950
Listing courtesy of KW PEACE RIVER PARTNERS Β· MLS# C7531032 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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