$195,000
Active310 W Henry St, Punta Gorda, FL 33950
0.31 acre lot
Listing courtesy of COLDWELL BANKER REALTY · MLS# C7448098
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Multi-unit rental property
- Four dwelling unit permits
- Waterfront park proximity
- NR-10 zoning designation
- Customizable lanai area
- Alleyway parking access
AI-selected highlights from the listing description below.
Vacant West Henry Street building lot permits 4 dwelling units. The property is located in the most desirable and sought-after city in Southwest Florida – the City of Punta Gorda. This lot is zoned Neighborhood Residential 10 (NR-10). The lot is 0.31 acres or 13,600 sqft. The four rental units would be comprised of a duplex and a home with an apartment with each being rentable units and a great income generating investment. The density can be increased to four (4) rental units according to City staff in a meeting held with them in June 2023. The lot would require being split into two parcels…a 40 ft and a 60 ft. wide parcel. On the 60 ft. parcel a duplex (2 units) can be built. On the 40 ft. parcel a single family home with a rental cottage can be built which means two (2) units making a total of four (4) rental incomes being produced on this property. Rental units are under high demand in Punta Gorda and Charlotte Co. The NR10 zoning code preserves the traditional building pattern of mixed residential development, which historically has been integrated to form a vibrant, active, and cohesive neighborhood. Permitted are single family detached homes and duplexes. Permitted accessory uses are non-commercial hobbies & crafts, uses & structures customarily incidental and subordinate to permitted uses, as well as detached garages or sheds. Uses permitted with conditions are bed and breakfast inns, limited home occupations, rental cottages (in outbuildings), accessory dwellings and group homes. Additional highlights of this building lot include the option for you to customize your backyard-lanai area with a large, screened area, pool, sitting area, parking area via an alleyway, outdoor recreation area which could include a fireplace, gazebo ... plus so much more. The Henry Street location is moments away from the library on Shreve Street and the numerous parks along Punta Gorda’s waterfront including Gilchrist and Laishley Parks on Charlotte Harbor. Convenient to restaurants to include Fine Dining. Nearby to downtown shopping, galleries, Publix, CVS, and nationally known stores. Fisherman’s Village is nearby and offers additional shopping and dining choices. Nearby is the Linear Park for walking and biking pleasure. Gilchrist Park offers Basketball, Tennis and Pickleball courts for the enthusiast. Plus, just a short drive takes you to boating, fishing, the beaches, golf and all that Punta Gorda and Charlotte County offers. This is still Florida’s best kept secret offering many possibilities for an enjoyable lifestyle.
Facts
- Property type
- Land
- Lot size
- 0.31 acres
- Exposure
- South
- Flood zone
- AE
- Annual taxes
- $2,270/yr
- Listed
- Sep 11, 2021
- MLS #
- C7448098
Price & status history
- Listed for $285,000
- Price reduced to $195,000from $220,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 310 W HENRY ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,375
$986 of that is principal & interest. 28% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $986
- Property taxes
- $189
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,375
Over the life of the loan
- Loan amount
- $156,000
- Down payment
- $39,000
- Total interest
- $198,969
- Principal + interest paid
- $354,969
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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310 W Henry St, Punta Gorda, FL 33950
Listing courtesy of COLDWELL BANKER REALTY · MLS# C7448098 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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