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$195,000

Active

310 W Henry St, Punta Gorda, FL 33950

0.31 acre lot

Listing courtesy of COLDWELL BANKER REALTY · MLS# C7448098

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • Multi-unit rental property
  • Four dwelling unit permits
  • Waterfront park proximity
  • NR-10 zoning designation
  • Customizable lanai area
  • Alleyway parking access

AI-selected highlights from the listing description below.

Vacant West Henry Street building lot permits 4 dwelling units. The property is located in the most desirable and sought-after city in Southwest Florida – the City of Punta Gorda. This lot is zoned Neighborhood Residential 10 (NR-10). The lot is 0.31 acres or 13,600 sqft. The four rental units would be comprised of a duplex and a home with an apartment with each being rentable units and a great income generating investment. The density can be increased to four (4) rental units according to City staff in a meeting held with them in June 2023. The lot would require being split into two parcels…a 40 ft and a 60 ft. wide parcel. On the 60 ft. parcel a duplex (2 units) can be built. On the 40 ft. parcel a single family home with a rental cottage can be built which means two (2) units making a total of four (4) rental incomes being produced on this property. Rental units are under high demand in Punta Gorda and Charlotte Co. The NR10 zoning code preserves the traditional building pattern of mixed residential development, which historically has been integrated to form a vibrant, active, and cohesive neighborhood. Permitted are single family detached homes and duplexes. Permitted accessory uses are non-commercial hobbies & crafts, uses & structures customarily incidental and subordinate to permitted uses, as well as detached garages or sheds. Uses permitted with conditions are bed and breakfast inns, limited home occupations, rental cottages (in outbuildings), accessory dwellings and group homes. Additional highlights of this building lot include the option for you to customize your backyard-lanai area with a large, screened area, pool, sitting area, parking area via an alleyway, outdoor recreation area which could include a fireplace, gazebo ... plus so much more. The Henry Street location is moments away from the library on Shreve Street and the numerous parks along Punta Gorda’s waterfront including Gilchrist and Laishley Parks on Charlotte Harbor. Convenient to restaurants to include Fine Dining. Nearby to downtown shopping, galleries, Publix, CVS, and nationally known stores. Fisherman’s Village is nearby and offers additional shopping and dining choices. Nearby is the Linear Park for walking and biking pleasure. Gilchrist Park offers Basketball, Tennis and Pickleball courts for the enthusiast. Plus, just a short drive takes you to boating, fishing, the beaches, golf and all that Punta Gorda and Charlotte County offers. This is still Florida’s best kept secret offering many possibilities for an enjoyable lifestyle.

Facts

Property type
Land
Lot size
0.31 acres
Exposure
South
Flood zone
AE
Annual taxes
$2,270/yr
Listed
Sep 11, 2021
MLS #
C7448098

Price & status history

  1. Listed for $285,000
  2. Price reduced to $195,000from $220,000

Virtual tour

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Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 310 W HENRY ST. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$1,375

$986 of that is principal & interest. 28% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$986
Property taxes
$189
Homeowners insurance
$200
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$1,375

Over the life of the loan

Loan amount
$156,000
Down payment
$39,000
Total interest
$198,969
Principal + interest paid
$354,969
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

310 W Henry St, Punta Gorda, FL 33950

Listing courtesy of COLDWELL BANKER REALTY · MLS# C7448098 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:22 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]