$324,900
Active Under Contract311 Gill St, Punta Gorda, FL 33950
4 beds · 2 baths · 1,774 sq ft
Listing courtesy of RE/MAX HARBOR REALTY · MLS# C7528438
37 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- historic brick street
- mature trees
- tropical vegetation
- screened lanai
- vaulted wood ceilings
- four-car garage
- two platted lots
- Harborwalk access
AI-selected highlights from the listing description below.
Under contract-accepting backup offers. Located along one of Punta Gorda’s historic brick streets, this four-bedroom home offers distinctive Old Florida character in the heart of downtown. Mature trees and lush tropical vegetation surround the property, creating a private, garden-like setting while keeping you close to the city’s most popular destinations. Please note, that this parcel consists of 2 platted lots! Inside, the spacious layout provides plenty of flexibility for everyday living, guests, a home office, or investment use. An oversized screened lanai with vaulted wood ceilings expands the living space and provides an inviting setting for relaxing or entertaining year-round. The detached four-car garage offers exceptional room for vehicles, recreational equipment, storage, or a workshop. From here, enjoy biking or strolling along the Harborwalk, visiting Gilchrist and Laishley parks, exploring Fishermen’s Village, or dining at nearby waterfront restaurants. With marinas, boating, the harbor, and downtown attractions just minutes away, this property presents an excellent opportunity as a primary residence, vacation retreat, or investment in one of Southwest Florida’s most charming coastal communities.
Facts
- Property type
- Single Family Residence
- Year built
- 1949
- Bathrooms
- 2 full
- Living area
- 1,774 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- East
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $865/yr
- Listed
- Jul 16, 2026
- MLS #
- C7528438
Price & status history
- Listed for $339,000
- Price reduced to $324,900
- Status changed to Active Under Contract
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 311 GILL ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,986
$1,643 of that is principal & interest. 17% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,643
- Property taxes
- $72
- Homeowners insurance
- $271
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,986
Over the life of the loan
- Loan amount
- $259,920
- Down payment
- $64,980
- Total interest
- $331,514
- Principal + interest paid
- $591,434
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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311 Gill St, Punta Gorda, FL 33950
Listing courtesy of RE/MAX HARBOR REALTY · MLS# C7528438 · Active Under Contract
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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