$29,900
Active31122 Peace St, Punta Gorda, FL 33982
0.34 acre lot
Listing courtesy of ERA ADVANTAGE REALTY, INC. · MLS# C7528431
105 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Oversized homesite
- No HOA required
- No deed restrictions
- No flood zone
- Peace River nearby
- Boat ramps access
AI-selected highlights from the listing description below.
BUILD YOUR FLORIDA DREAM on this OVERSIZED homesite in the peaceful THREE RIVERS community of Punta Gorda! This spacious 0.34-acre lot offers the perfect opportunity to build your custom home while enjoying the privacy and tranquility of country living with NO HOA REQUIRED, NO DEED RESTRICTIONS and NO FLOOD ZONE. Nestled just minutes from Babcock Ranch, Downtown Punta Gorda, I-75, and Punta Gorda Airport, you'll enjoy the best of both worlds - peaceful surroundings with convenient access to shopping, dining, entertainment, golf, and everyday amenities. Outdoor enthusiasts will appreciate the nearby Peace River, public and private boat ramps, parks, fishing, kayaking, and endless opportunities to enjoy Southwest Florida's natural beauty. With plenty of room for your dream home, garage, workshop, or extra outdoor living space, this property provides the flexibility to create the lifestyle you've been looking for. The Three Rivers community is known for its spacious homesites, natural setting, and convenient location near the rapidly growing areas of Charlotte County. Whether you're ready to build now or invest for the future, this is an outstanding opportunity to own land in one of Punta Gorda's emerging residential communities. Don't miss your chance to secure this beautiful homesite and start planning your Florida dream today!
Facts
- Property type
- Land
- Lot size
- 0.34 acres
- Flood zone
- X
- Annual taxes
- $333/yr
- Listed
- Jul 15, 2026
- MLS #
- C7528431
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 31122 PEACE ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$379
$151 of that is principal & interest. 60% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $151
- Property taxes
- $28
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $379
Over the life of the loan
- Loan amount
- $23,920
- Down payment
- $5,980
- Total interest
- $30,509
- Principal + interest paid
- $54,429
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
31122 Peace St, Punta Gorda, FL 33982
Listing courtesy of ERA ADVANTAGE REALTY, INC. · MLS# C7528431 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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