$265,000
Active3140 Sweet Gum Dr, Punta Gorda, FL 33982
2 beds · 2 baths · 1,344 sq ft
Listing courtesy of ALLISON JAMES ESTATES & HOMES · MLS# C7529621
74 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Steel frame construction
- Steel insulated panel siding
- TPO flat membrane roof
- Hurricane windows
- Foam insulation
- Fully furnished
- Oversized insulated garage
- Boat ramp access
AI-selected highlights from the listing description below.
WHEN LOOKING AT THE UNIQUE AND STURDY EXTERIOR OF THIS HOME, PLEASE NOTICE AND APPRECIATE THE BRILLIANCE OF ITS DESIGN AND THE ABSOLUTE BEAUTY WITHIN!! It is constructed with a durable 16-gauge steel frame, steel insulated panel siding (SIP), a TPO (thermoplastic polyolefin) flat membrane roof, hurricane windows and sliders, quality insulation foam in walls and ceiling engineered for Florida’s demanding climate. This home places an emphasis on storm protection, longevity, and energy efficiency. The steel construction and moisture-resistant design can help minimize the conditions that contribute to mold and indoor air-quality concerns, while helping to lower energy costs. When entering this home, you will discover the “Wow” factor with the open floor plan, plenty of natural light and beautiful modern decor. It has never been lived in so welcome to your “next to new home”. It features 2 bedrooms, 2 bathrooms and a den! It comes fully furnished. The whole house has top quality tile flooring throughout. All counters are granite and feature light color cabinetry. The kitchen has a large island with seating to make a nice gathering place, perfect for preparing meals and entertaining. Across from the kitchen is the den which can also be used for extra living space and for guests. The house has a beautiful, open flow in which the dining area is next to the kitchen for convenience and then leads to the living room for a cohesive feel. There are two (impact resistant) sliding glass doors which lead to the outside patio for your outdoor living and grilling. There are endless designs in mind for this space so come make it your own. Have your little cabana with potted plants, garden lights or grow your herbs for your homemade cooking. The patio is surrounded with natural shrubbery which serves as privacy. Check out the primary bedroom which makes a nice sanctuary to relax and call your own. It features large, built-in closets, a ceiling fan and gorgeous en-suite bathroom. There is a double sink vanity and large shower with pebble tiles. There is a second bedroom that is also ample size with a built-in closet, ceiling fan and features the second bathroom conveniently located right next to it. The garage will be appreciated as it oversized and insulated in the walls, ceiling and door. There are no mandatory HOA fees which gives you freedom, yet the community has a club house and a board to organize fun events and holiday fun. For a small annual fee, you can take advantage of the boat ramp so go enjoy your days off on the water. There’s kayaking, fishing or take a boat ride from Shell Creek to the Peace River and then out to the Charlotte Harbor. The home is Conveniently located at the front of the neighborhood for a quick out to all your shopping needs and conveniences. It’s about 6 miles to downtown Punta Gorda. Downtown is a quaint, historical and beautiful town with local restaurants, entertainment and walking paths. Check out Fisherman’s village for a lovely shopping experience and newly opening restaurants. Come take advantage of this Smart purchase. It would also make an excellent second home or investment property.
Facts
- Property type
- Single Family Residence
- Year built
- 2023
- Bathrooms
- 2 full
- Living area
- 1,344 sqft
- Lot size
- 0.22 acres
- Water access
- Creek, River
- Private pool
- No
- Exposure
- West
- Furnished
- Furnished
- Flood zone
- 10AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,150/yr
- Listed
- Aug 14, 2026
- MLS #
- C7529621
Price & status history
- Listed for $279,900
- Price reduced to $265,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3140 SWEET GUM DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,907
$1,340 of that is principal & interest. 30% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,340
- Property taxes
- $346
- Homeowners insurance
- $221
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,907
Over the life of the loan
- Loan amount
- $212,000
- Down payment
- $53,000
- Total interest
- $270,394
- Principal + interest paid
- $482,394
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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3140 Sweet Gum Dr, Punta Gorda, FL 33982
Listing courtesy of ALLISON JAMES ESTATES & HOMES · MLS# C7529621 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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