$364,700
Active Under Contract3140 Vessels Rd, Port Charlotte, FL 33980
3 beds · 2 baths · 1,619 sq ft
Listing courtesy of FINE PROPERTIES · MLS# A4707549
27 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Under contract-accepting backup offers. This energy-efficient home built in 2023 sits on a spacious ¼-acre lot and offers plenty of storage along with valuable additional living space. The rear patio has been fully enclosed, adding approximately 400+ square feet of air-conditioned space with its own mini-split system—perfect for a bonus room, home office, entertaining area, or flexible living space. The kitchen features Euro-style cabinetry, abundant storage, deep pull-out drawers, and thoughtful cabinet features designed to maximize functionality. All major appliances will remain with the home, including the refrigerator, built-in microwave, oven, drop-in cooktop, washer, and dryer. Built with energy efficiency in mind, the home is well insulated, helping keep electric bills around $150 per month or less based on the sellers’ experience. The sellers are also willing to include the robotic lawn mower, providing an easy and economical way to maintain the generous yard. With its large lot, additional conditioned living space, excellent storage, energy-efficient construction, and included appliances, this home offers a comfortable and practical setup with features that can help keep everyday ownership costs manageable. Room measurements are only estimates and buyer should verify.
Facts
- Property type
- Single Family Residence
- Year built
- 2023
- Bathrooms
- 2 full
- Living area
- 1,619 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- East
- Furnished
- Unfurnished
- Flood zone
- X500
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,147/yr
- Listed
- Sep 25, 2026
- MLS #
- A4707549
Price & status history
- Listed for $409,775
- Price reduced to $369,700
- Price reduced to $364,700
- Status changed to Active Under Contract
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3140 VESSELS RD. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,494
$1,844 of that is principal & interest. 26% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,844
- Property taxes
- $346
- Homeowners insurance
- $304
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,494
Over the life of the loan
- Loan amount
- $291,760
- Down payment
- $72,940
- Total interest
- $372,124
- Principal + interest paid
- $663,884
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
3140 Vessels Rd, Port Charlotte, FL 33980
Listing courtesy of FINE PROPERTIES · MLS# A4707549 · Active Under Contract
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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