$549,000
Active32 Saluda Ter, Port Charlotte, FL 33953
3 beds · 2 baths · 1,776 sq ft
Can tour today — We can usually have an agent meet you here within a couple of hours. Call (941) 474-5585
Listing courtesy of BRIGHT REALTY · MLS# A4696929
113 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- saltwater pool
- covered lanai
- dedicated office/den
- walk-in closet
- split-bedroom layout
- no HOA
AI-selected highlights from the listing description below.
Pre-Construction. To be built. To Be Built – Discover the perfect blend of modern design, comfort, and Florida living in this beautifully crafted new construction home located in Port Charlotte. This thoughtfully designed residence will feature 3 spacious bedrooms, 2 full bathrooms, a dedicated office/den, and a 2-car garage, offering plenty of space for both everyday living and entertaining. The open-concept floor plan seamlessly connects the great room, dining area, and gourmet kitchen, creating a bright and welcoming atmosphere. The private owner's suite will serve as a relaxing retreat, complete with a walk-in closet and a well-appointed en-suite bathroom. A split-bedroom layout provides privacy for family members and guests, while the versatile office space is ideal for working from home, studying, or creating a hobby room. Step outside and enjoy your own private oasis featuring a saltwater pool, covered lanai, perfect for entertaining or relaxing in the Florida sunshine year-round. Built with quality craftsmanship and modern finishes, this home offers the opportunity to own a brand-new residence in a growing Port Charlotte community with convenient access to shopping, dining, golf courses, boating, fishing, parks, and the beautiful Gulf Coast beaches. Property Highlights: To Be Built 3 Bedrooms 2 Bathrooms Dedicated Office/Den Open-Concept Floor Plan Spacious Owner's Suite with Walk-In Closet Saltwater Pool Covered Lanai 2-Car Garage No HOA Perfect Port Charlotte Location!
Facts
- Property type
- Single Family Residence
- Year built
- 2026
- Bathrooms
- 2 full
- Living area
- 1,776 sqft
- Lot size
- 0.23 acres
- Private pool
- Yes
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $389/yr
- Listed
- Jul 7, 2026
- MLS #
- A4696929
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 32 SALUDA TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,266
$2,776 of that is principal & interest. 15% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,776
- Property taxes
- $32
- Homeowners insurance
- $458
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,266
Over the life of the loan
- Loan amount
- $439,200
- Down payment
- $109,800
- Total interest
- $560,175
- Principal + interest paid
- $999,375
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
32 Saluda Ter, Port Charlotte, FL 33953
Listing courtesy of BRIGHT REALTY · MLS# A4696929 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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