$989,000
Active320 Bay Vista Ave, Osprey, FL 34229
4 beds · 3.5 baths · 3,268 sq ft
Listing courtesy of COLDWELL BANKER REALTY · MLS# A4711683
4 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Virtually Staged. Experience the ultimate blend of luxury, functionality, and coastal living iin this modernized 4 large bedroom, 3.5 bath sanctuary located West of the trail on a beautifully landscaped, spacious lot. Designed for year-round outdoor entertainment, this bright and airy residence seamlessly transitions to lovely generous outdoor living spaces complete with a sparkling pool, hot tub, large patio, and a fully equipped outdoor kitchen. Water enthusiasts will love the rare opportunity of a private boat slip, while non-deed restricted grounds offer ample space to park your boat, RV, and toys. A key feature of this home is the private-entrance in-law suite-offering complete independence for extended family, guests, or those teenagers you occasionally pretend aren't yours! Ideally Located in Osprey-Sarasota County's hidden gem, just minutes from Siesta Key, Downtown Sarasota, Venice, and the exceptional Pine View School. Enjoy world-class beaches, restaurants, and premier shopping! This home truly has it all.
Facts
- Property type
- Single Family Residence
- Year built
- 1995
- Bathrooms
- 3 full, 1 half
- Living area
- 3,268 sqft
- Lot size
- 0.34 acres
- Water access
- Bay/Harbor, Canal - Saltwater, Intracoastal Waterway, Marina
- Private pool
- Yes
- Exposure
- East
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $5,222/yr
- Monthly fees
- $6/mo
- Listed
- Nov 6, 2026
- MLS #
- A4711683
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 320 BAY VISTA AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$6,266
$5,001 of that is principal & interest. 20% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $5,001
- Property taxes
- $435
- Homeowners insurance
- $824
- Flood insurance
- $0
- HOA / condo fees
- $6
- Mortgage insurance (PMI)
- $0
- Total per month
- $6,266
Over the life of the loan
- Loan amount
- $791,200
- Down payment
- $197,800
- Total interest
- $1,009,132
- Principal + interest paid
- $1,800,332
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
320 Bay Vista Ave, Osprey, FL 34229
Listing courtesy of COLDWELL BANKER REALTY · MLS# A4711683 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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