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Lasbury Tracy Realty Inc
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$2,995,000

Coming Soon

320 Ringling Point Dr, Sarasota, FL 34234

4 beds Β· 3.5 baths Β· 5,106 sq ft

Listing courtesy of RE/MAX ALLIANCE GROUP Β· MLS# A4711995

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Nestled within the exclusive, 11-home Ringling Point enclave of Sarasota's coveted Sapphire Shores neighborhood, this exceptional waterfront residence offers the perfect blend of privacy, elegance, and coastal lifestyle. Featuring approximately 5,100 square feet of living space, this home boasts five bedrooms, four and half baths, soaring volume ceilings, and an open-concept floor plan designed for both comfortable living and effortless entertaining. This gem has been recently renovated providing a warm and inviting coastal vibe featuring an all-new gourmet kitchen, luxury bathrooms, and stunning hardwood flooring throughout. Expansive windows capture a plethora of natural light and breathtaking views of Sarasota Bay. The home sits high and dry above the flood plain and was never affected by any water intrusion from previous storms. Outdoor living takes center stage with a spacious deck overlooking a private resort-style pool surrounded by lush tropical landscaping. A fully fenced backyard creates a secluded retreat that leads out to your private boat dock complete with a lift in the protected Sapphire Shores Cove offering convenient access to Sarasota Bay for the boating enthusiasts. Additional highlights include abundant storage space, an oversized two-car garage, mature landscaping, and a premium location just minutes from downtown Sarasota, world-renowned Gulf beaches, cultural attractions, and Sarasota-Bradenton International Airport. A rare opportunity to enjoy waterfront living in one of Sarasota's most desirable neighborhoods.

Facts

Property type
Single Family Residence
Year built
1989
Bathrooms
3 full, 1 half
Living area
5,106 sqft
Lot size
0.35 acres
Water access
Bay/Harbor
Water view
Yes
Private pool
Yes
Exposure
East
Furnished
Negotiable
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$10,396/yr
Monthly fees
$125/mo
Listed
Nov 6, 2026
MLS #
A4711995

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 320 RINGLING POINT DR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$18,632

$15,144 of that is principal & interest. 19% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$15,144
Property taxes
$866
Homeowners insurance
$2,496
Flood insurance
$0
HOA / condo fees
$125
Mortgage insurance (PMI)
$0
Total per month
$18,632

Over the life of the loan

Loan amount
$2,396,000
Down payment
$599,000
Total interest
$3,055,966
Principal + interest paid
$5,451,966
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Nov 6, 2026, 7:50 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]