$2,995,000
Coming Soon320 Ringling Point Dr, Sarasota, FL 34234
4 beds Β· 3.5 baths Β· 5,106 sq ft
Listing courtesy of RE/MAX ALLIANCE GROUP Β· MLS# A4711995
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Nestled within the exclusive, 11-home Ringling Point enclave of Sarasota's coveted Sapphire Shores neighborhood, this exceptional waterfront residence offers the perfect blend of privacy, elegance, and coastal lifestyle. Featuring approximately 5,100 square feet of living space, this home boasts five bedrooms, four and half baths, soaring volume ceilings, and an open-concept floor plan designed for both comfortable living and effortless entertaining. This gem has been recently renovated providing a warm and inviting coastal vibe featuring an all-new gourmet kitchen, luxury bathrooms, and stunning hardwood flooring throughout. Expansive windows capture a plethora of natural light and breathtaking views of Sarasota Bay. The home sits high and dry above the flood plain and was never affected by any water intrusion from previous storms. Outdoor living takes center stage with a spacious deck overlooking a private resort-style pool surrounded by lush tropical landscaping. A fully fenced backyard creates a secluded retreat that leads out to your private boat dock complete with a lift in the protected Sapphire Shores Cove offering convenient access to Sarasota Bay for the boating enthusiasts. Additional highlights include abundant storage space, an oversized two-car garage, mature landscaping, and a premium location just minutes from downtown Sarasota, world-renowned Gulf beaches, cultural attractions, and Sarasota-Bradenton International Airport. A rare opportunity to enjoy waterfront living in one of Sarasota's most desirable neighborhoods.
Facts
- Property type
- Single Family Residence
- Year built
- 1989
- Bathrooms
- 3 full, 1 half
- Living area
- 5,106 sqft
- Lot size
- 0.35 acres
- Water access
- Bay/Harbor
- Water view
- Yes
- Private pool
- Yes
- Exposure
- East
- Furnished
- Negotiable
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $10,396/yr
- Monthly fees
- $125/mo
- Listed
- Nov 6, 2026
- MLS #
- A4711995
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 320 RINGLING POINT DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$18,632
$15,144 of that is principal & interest. 19% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $15,144
- Property taxes
- $866
- Homeowners insurance
- $2,496
- Flood insurance
- $0
- HOA / condo fees
- $125
- Mortgage insurance (PMI)
- $0
- Total per month
- $18,632
Over the life of the loan
- Loan amount
- $2,396,000
- Down payment
- $599,000
- Total interest
- $3,055,966
- Principal + interest paid
- $5,451,966
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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