$215,000
Active321 Hoffer St, Port Charlotte, FL 33953
0.23 acre lot
Listing courtesy of HOME MATCHMAKING REALTY · MLS# C7529475
78 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Private dock
- Boat lift
- Concrete seawall
- Composite dock
- 80 feet waterway frontage
- Gulf and harbor access
- Mostly cleared land
- No HOA
AI-selected highlights from the listing description below.
Imagine ending the day on your own dock, watching the Florida sunset paint the sky while your boat waits just steps from home. Survey included along with house plans the owner paid for, ready to use by the new owners. Mostly Cleared saving you thousands of dollars when you’re ready to build your dream home. Pontoon boat also available for sale! At 321 Hoffer St, that lifestyle is ready to become reality. This cleared 10,000-SF waterfront homesite offers approximately 80 feet on the Apollo Waterway with Gulf, Charlotte Harbor and Myakka River access. A concrete seawall, composite dock and boat lift are already in place, giving you a head start on creating your custom Florida retreat. With room for a pool and no HOA, bring your vision and build the waterfront escape you've been dreaming about—where boating, fishing, sunsets and laid-back Florida living become part of every day. Conveniently located near dining, shopping, golf and area beaches.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Waterfront
- Yes · 160 ft
- Water access
- Bay/Harbor, Canal - Brackish, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, River
- Water view
- Yes
- Exposure
- Southeast
- Flood zone
- 9AE, X
- CDD
- No
- Annual taxes
- $1,867/yr
- Listed
- Aug 10, 2026
- MLS #
- C7529475
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 321 HOFFER ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,443
$1,087 of that is principal & interest. 25% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,087
- Property taxes
- $156
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,443
Over the life of the loan
- Loan amount
- $172,000
- Down payment
- $43,000
- Total interest
- $219,377
- Principal + interest paid
- $391,377
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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321 Hoffer St, Port Charlotte, FL 33953
Listing courtesy of HOME MATCHMAKING REALTY · MLS# C7529475 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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