$749,500
Active3214 N Seclusion Dr, Sarasota, FL 34239
2 beds Β· 2 baths Β· 2,092 sq ft
Listing courtesy of MICHAEL SAUNDERS & COMPANY Β· MLS# A4702540
79 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- Philippi Creek view
- Private dead end road
- Full-width deck
- Elevated stem wall
- Roof replaced 2016
- Impact windows
- Den
AI-selected highlights from the listing description below.
Open the front door and say hello to Philippi Creek. It's the first thing you see, and honestly, it might steal the show before you even get to the kitchen. This South Gate gem is a 2 bedroom, 2 bath plus den home, tucked away on a private, dead end road with only a handful of houses. It's set up for easy living from the ground up (literally, since it's elevated on a stem wall). The open floor plan lets that creek view carry all the way through the home, right out to a deck that runs the entire width of the house. Morning coffee, evening drinks, just sitting and watching the water go by, there's room for all of it out there. Inside, you'll find LVP flooring throughout, an updated kitchen and baths, and impact windows already done for you. The roof was replaced in 2016, and the home came through the 2024 storm season without a drop of water inside. South Gate keeps you close to everything: Sarasota's shops and restaurants, the Gulf beaches, and downtown, while still feeling like its own quiet corner of the world. Water views, easy living, zero fuss. Come see why this one's worth a look.
Facts
- Property type
- Single Family Residence
- Year built
- 1978
- Bathrooms
- 2 full
- Living area
- 2,092 sqft
- Lot size
- 0.28 acres
- Water access
- Creek
- Water view
- Yes
- Private pool
- No
- Exposure
- East
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $8,578/yr
- Monthly fees
- $17/mo
- Listed
- Aug 3, 2026
- MLS #
- A4702540
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 3214 N SECLUSION DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$5,146
$3,790 of that is principal & interest. 26% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,790
- Property taxes
- $715
- Homeowners insurance
- $625
- Flood insurance
- $0
- HOA / condo fees
- $17
- Mortgage insurance (PMI)
- $0
- Total per month
- $5,146
Over the life of the loan
- Loan amount
- $599,600
- Down payment
- $149,900
- Total interest
- $764,757
- Principal + interest paid
- $1,364,357
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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3214 N Seclusion Dr, Sarasota, FL 34239
Listing courtesy of MICHAEL SAUNDERS & COMPANY Β· MLS# A4702540 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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