$198,000
Active322 Reading St NW, Port Charlotte, FL 33952
2 beds · 2 baths · 1,088 sq ft
Listing courtesy of OCEAN PARTNERS REAL ESTATE · MLS# C7531095
35 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Adorable Florida style bungalow is looking for you! Great layout can be found in this 2 bedroom, 2 bath home. Eat in NEW kitchen with granite countertops, closet pantry and direct access to garage (great for bringing in groceries). Living room is complemented by a wall of stone adding a warmth to the room. Freshly painted interior and new luxury vinyl flooring throughout the home. Primary bath has walk in shower and "granite look" tiled walls. Guest bath has shower/tub combo. Laundry hook up is in garage right outside the kitchen door. Two sets of sliders bring you out the screened and covered lanai to enjoy your fenced back yard as well as paver patio outside the lanai, perfect for fun and entertaining. Great starter, winter, or year round home that is just minutes drive to access US 41 and all amenities found there including dining, shopping, medical, Charlotte Harbor beach complex and so much more. Do yourself a favor and call to see this property today!
Facts
- Property type
- Single Family Residence
- Year built
- 1972
- Bathrooms
- 2 full
- Living area
- 1,088 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- East
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,130/yr
- Listed
- Sep 22, 2026
- MLS #
- C7531095
Price & status history
- Listed for $201,900
- Price reduced to $198,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 322 READING ST NW. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,545
$1,001 of that is principal & interest. 35% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,001
- Property taxes
- $344
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,545
Over the life of the loan
- Loan amount
- $158,400
- Down payment
- $39,600
- Total interest
- $202,030
- Principal + interest paid
- $360,430
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
322 Reading St NW, Port Charlotte, FL 33952
Listing courtesy of OCEAN PARTNERS REAL ESTATE · MLS# C7531095 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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