$189,000
Active3221 White Ibis Ct #C1, Punta Gorda, FL 33950
2 beds · 1 bath · 826 sq ft
Listing courtesy of RE/MAX HARBOR REALTY · MLS# C7527317
136 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- deeded dock
- waterfront pool
- impact windows
- screened lanai
- in-unit laundry
- consistent rental history
- ground floor
AI-selected highlights from the listing description below.
Short Sale. WATERFRONT| DEEDED DOCK|TURNKEY|HAS CONSISTANT SEASONAL RENTAL HISTORY| GROUND FLOOR| WATERFRONT POOL. Your first waterfront property in Florida should be exactly this. Ground floor. Turnkey. Your own deeded dock, with no bridges between you and Charlotte Harbor, and potential to add a boat lift. Arrive with a duffel and a paddleboard instead of a moving truck. Inside, ceramic plank tile throughout, an updated kitchen with stainless Maytag appliances, and in-unit laundry. Cat 5 impact windows and true lock-and-leave simplicity mean you can work remote from the screened lanai, then close the door and disappear for a month. Rent it out while you are gone. Pool next door, assigned parking at your door, and minutes to historic downtown, Fishermen's Village, Bal Harbor dining, waterfront parks, and Punta Gorda Airport. Pet-friendly, one medium dog permitted. Real waterfront, with a dock, at $189,000. Potential short sale, subject to third-party lender approval. Get in before everyone figures out what this is worth.
Facts
- Property type
- Condominium
- Year built
- 1987
- Bathrooms
- 1 full
- Living area
- 826 sqft
- Waterfront
- Yes · 846 ft
- Water access
- Canal - Brackish, Canal - Saltwater
- Water view
- Yes
- Private pool
- No
- Exposure
- East
- Furnished
- Turnkey
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,584/yr
- Monthly fees
- $420/mo
- Listed
- Jun 12, 2026
- MLS #
- C7527317
Price & status history
- Listed for $225,000
- Price reduced to $189,000from $210,000
Virtual tours
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3221 WHITE IBIS CT #C1. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,874
$956 of that is principal & interest. 49% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $956
- Property taxes
- $299
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $420
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,874
Over the life of the loan
- Loan amount
- $151,200
- Down payment
- $37,800
- Total interest
- $192,847
- Principal + interest paid
- $344,047
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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3221 White Ibis Ct #C1, Punta Gorda, FL 33950
Listing courtesy of RE/MAX HARBOR REALTY · MLS# C7527317 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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