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Lasbury Tracy Realty Inc
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$319,000

Active

3239 Scotia St, Port Charlotte, FL 33952

3 beds Β· 2 baths Β· 1,514 sq ft

Listing courtesy of MARINA PARK REALTY LLC Β· MLS# C7532887

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Virtually Staged. BEAUTIFULLY RENOVATED 3-BEDROOM, 2-BATHROOM HOME WITH A METAL ROOF, SPACIOUS 2-CAR GARAGE, AND EXPANSIVE CORNER LOT! NO HOA AND NOT IN A FLOOD ZONE! Discover modern comfort and Florida charm in this MOVE-IN READY Port Charlotte home offering 1,514 SQUARE FEET OF LIVING SPACE, a bright OPEN FLOOR PLAN, and stylish upgrades throughout. Situated on a generously sized CORNER LOT, this attractive residence welcomes you with a charming blue exterior, mature tropical landscaping, an extended concrete driveway, and elegant DOUBLE FRONT ENTRY DOORS with decorative glass inserts. Inside, the freshly renovated interior showcases ALL-NEW WOOD-LOOK TILE FLOORING THROUGHOUT, a neutral color palette, recessed lighting, and contemporary ceiling fans. The spacious LIVING ROOM flows seamlessly into the kitchen and dining areas, creating an inviting setting for everyday living and entertaining. The stunning NEW KITCHEN features WHITE SHAKER-STYLE CABINETRY with sleek hardware, QUARTZ COUNTERTOPS, STAINLESS STEEL APPLIANCES, and a generous BREAKFAST BAR with a deep undermount sink and modern pull-down faucet. Ample cabinetry provides excellent storage, while the adjoining DINING AREA offers plenty of room for gatherings, with large windows overlooking the backyard and a glass door leading to the screened lanai. The spacious PRIMARY SUITE features a WALK-IN CLOSET and SEPARATE VANITY AREA with a mirror and lighting. The UPDATED EN-SUITE BATHROOM includes a gray shaker-style vanity, white countertop, brushed gold fixtures, and a TUB/SHOWER COMBINATION surrounded by elegant MARBLE-LOOK TILE. Two additional bedrooms offer generous closet space and flexibility for guests or a home office. The beautifully UPDATED GUEST BATHROOM showcases a dark wood vanity with a marble-look countertop, modern lighting, and a WALK-IN SHOWER with coordinating tile. A dedicated UTILITY AREA and spacious 2-CAR GARAGE provide additional convenience and storage. Step outside to the expansive SCREENED LANAI, featuring attractive tile flooring, a finished ceiling, and plenty of space for outdoor dining or relaxing while enjoying the lush tropical surroundings. The LARGE CORNER LOT provides generous yard space and a beautiful setting for enjoying the Florida sunshine. Conveniently located near shopping, dining, medical facilities, parks, golf courses, and Gulf beaches, with easy access to US-41 and I-75. Whether you're searching for a year-round residence or seasonal getaway, this beautifully refreshed home offers comfort, style, and the opportunity to enjoy the Southwest Florida lifestyle!

Facts

Property type
Single Family Residence
Year built
1973
Bathrooms
2 full
Living area
1,514 sqft
Lot size
0.29 acres
Private pool
No
Exposure
East
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$4,024/yr
Listed
Nov 3, 2026
MLS #
C7532887

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 3239 SCOTIA ST. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$2,214

$1,613 of that is principal & interest. 27% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$1,613
Property taxes
$335
Homeowners insurance
$266
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$2,214

Over the life of the loan

Loan amount
$255,200
Down payment
$63,800
Total interest
$325,494
Principal + interest paid
$580,694
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

3239 Scotia St, Port Charlotte, FL 33952

Listing courtesy of MARINA PARK REALTY LLC Β· MLS# C7532887 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Tue, Nov 3 Β· Midday (12-3)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Nov 3, 2026, 12:50 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]