$12,000
Active325 Moody St, Port Charlotte, FL 33954
0.23 acre lot
Listing courtesy of COMPASS FLORIDA LLC · MLS# A4695203
146 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Residential building lot
- Public water availability
- No deed restrictions
- No HOA fees
- Public boat ramps nearby
- Direct Charlotte Harbor access
- Gulf of Mexico access
AI-selected highlights from the listing description below.
Build your dream home on this ideally situated residential lot in the heart of Port Charlotte. Nestled in a quiet neighborhood, this property strikes the perfect balance between tranquility and convenience, with easy access to the very best of Southwest Florida. Located in Flood Zone AE, the lot features public water availability, while a septic system will be required. With no deed restrictions and no HOA fees, you'll enjoy the flexibility to create the home and lifestyle you envision. Outdoor enthusiasts will appreciate the nearby public boat ramps affording direct access to Charlotte Harbor and the Gulf of Mexico, ideal for boating, fishing, and waterfront adventures. The property is also conveniently located near schools, churches, shopping, dining, hospitals, and several golf courses. Commuting and travel are effortless with quick access to U.S. 41 and I-75. Plus, you're just a short drive from Punta Gorda’s historic downtown, renowned for its charming waterfront parks, marinas, restaurants, and vibrant local atmosphere, as well as Southwest Florida’s stunning Gulf beaches. Whether you're looking to build a primary residence, seasonal retreat, or investment property, this homesite represents an exceptional opportunity in one of Port Charlotte’s most convenient and desirable areas.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Flood zone
- X
- Annual taxes
- $505/yr
- Listed
- May 31, 2026
- MLS #
- A4695203
Price & status history
- Listed for $11,000
- Price increased to $12,000
- Status changed to Active Under Contract
- Status changed to Active
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 325 MOODY ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$303
$61 of that is principal & interest. 80% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $61
- Property taxes
- $42
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $303
Over the life of the loan
- Loan amount
- $9,600
- Down payment
- $2,400
- Total interest
- $12,244
- Principal + interest paid
- $21,844
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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325 Moody St, Port Charlotte, FL 33954
Listing courtesy of COMPASS FLORIDA LLC · MLS# A4695203 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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