$799,999
Coming Soon326 E Virginia Ave, Punta Gorda, FL 33950
6 beds · 4 baths · 3,504 sq ft
Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA REALTY · MLS# N6146517
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Virtually Staged. EXCEPTIONAL NEW-CONSTRUCTION ELEVATED LUXURY DUPLEX IN THE HEART OF PUNTA GORDA! LOCATION, LIFESTYLE, AND INVESTMENT POTENTIAL! Discover this beautifully completed, elevated multifamily property featuring two upscale residences, each with 3 bedrooms, 2 bathrooms, and approximately 1,752 square feet of heated living space, totaling approximately 3,504 square feet. Located just moments from historic downtown Punta Gorda, this property places you within minutes of US-41, shopping, restaurants, medical facilities, the Punta Gorda Bridge, and waterfront parks. Enjoy evening strolls along Charlotte Harbor, breathtaking Southwest Florida sunsets, and the convenience of nearby dining, entertainment, and recreational activities. Designed with exceptional attention to detail, both residences showcase spacious open-concept living and dining areas, beautiful contemporary finishes, and thoughtfully designed kitchens featuring elegant cabinetry, stunning countertops, stainless steel appliance packages, modern pendant lighting, and stylish matte fixtures. The upper residence features an impressive oversized kitchen island ideal for entertaining, while the lower residence features a smaller island that maximizes the surrounding living space. Appliance packages are included; washers and dryers are excluded. Each residence features generously sized bedrooms with spacious closets and a beautifully appointed primary suite. The luxurious primary bathrooms feature double-sink vanities, oversized tiled showers, dual rainfall showerheads, handheld shower fixtures, decorative tile niches, and designer finishes. Convenient laundry closets include utility sinks and dedicated washer and dryer connections. The striking exterior features elevated construction, with the two residences occupying separate levels above the enclosed ground-level 13x36 oversized garages with EV CHARGING. Architectural details include a metal roof, decorative brick accents, contemporary glass-accented entry doors, tinted windows, and a privacy fence surrounding the property. Exceptionally spacious enclosed garages provide substantial space for parking, recreational equipment, and storage. Additional exterior storage rooms provide even greater convenience. Designated elevator hoistways allow for potential future elevator installation; elevators are not currently installed. The builder will consider installing an elevator as an ADD ON. Outdoor living is another standout feature! Both residences feature attractive patios and walkways extending along the front, sides and rear, creating inviting spaces to enjoy the Florida sunshine and fresh coastal breezes. A separate ground-level brick-paver patio provides additional outdoor living space with potential for an outdoor kitchen, grilling area, or comfortable gathering space. The upper residence enjoys elevated views that will take your breath away. OUTSTANDING INVESTMENT OR MULTIGENERATIONAL PROPERTY! With two separate, beautifully finished residences, this duplex provides flexibility for owner occupancy with rental income from the second residence, long-term rental investment, or multigenerational living. No HOA Combining luxurious elevated new construction, exceptional finishes, generous garage and storage space, versatile outdoor living areas, and a convenient location near the waterfront and downtown Punta Gorda, this distinctive property brings together modern comfort, functionality, and the Southwest Florida lifestyle.
Facts
- Property type
- Duplex
- Year built
- 2026
- Living area
- 3,504 sqft
- Lot size
- 0.11 acres
- Private pool
- No
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $480/yr
- Listed
- Nov 9, 2026
- MLS #
- N6146517
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 326 E VIRGINIA AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$4,752
$4,045 of that is principal & interest. 15% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $4,045
- Property taxes
- $40
- Homeowners insurance
- $667
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,752
Over the life of the loan
- Loan amount
- $639,999
- Down payment
- $160,000
- Total interest
- $816,283
- Principal + interest paid
- $1,456,282
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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