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$399,000

Active

3271 Osprey Ln, Port Charlotte, FL 33953

3 beds Β· 2 baths Β· 2,105 sq ft

Listing courtesy of RIVERWOOD REALTY Β· MLS# D6148262

83 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • Saltwater pool
  • Oversized lot
  • Large walk-in pantry
  • Bonus room upstairs
  • Roof 2024
  • A/C 2020
  • Beach Club Membership
  • Lawn-care included

AI-selected highlights from the listing description below.

Virtually Staged. Riverwood β€’ Osprey Lane β€’ Oversized Lot β€’ Saltwater Pool β€’ Beach Club Membership β€’ NOW $10,000 PRICE DECREASE A rare opportunity just became even better. With a $10,000 price reduction, this beautifully maintained 3-bedroom, 2-bath home on one of Osprey Lane’s largest lots in Osprey Landing neighborhood is now one of Riverwood’s best values β€” offering space, privacy, upgrades, and a stunning saltwater pool designed for true Florida living. A Home That Lives Large Step inside to an expansive great room filled with natural light and designed for flexibility β€” host a full dining area and spacious living room, or enjoy one impressive open gathering space. The kitchen features abundant cabinetry, a large walk-in pantry, and a cheerful breakfast nook overlooking the pool. A Resort-Style Backyard The saltwater pool is the showpiece. Positioned vertically to the home, it creates an unusually large, resort-style deck perfect for entertaining, relaxing, and enjoying the beauty of your oversized lot. Sparkling, private, and inviting β€” it’s everything buyers want in a Florida home. Move-In Confidence with Major Updates Thoughtfully upgraded when built in 2000 and improved with big-ticket items already done: Roof 2024 A/C 2020 Hot Water Heater 2025 Located in a lawn-care-included neighborhood, you’ll enjoy low-maintenance living and more time to experience Riverwood’s amenities. Flexible, Functional Layout 3 bedrooms, including a flexible guest-suite option 2 bathrooms Upstairs bonus room β€” ideal for media, office, hobbies, or overflow guests 3rd bedroom with oversized walk-in closet + extra storage 2-car garage Added value continues with transferable flood insurance and a transferable Riverwood Beach Club Membership β€” a rare benefit that enhances both lifestyle and long-term desirability. Priced for a Quick Sale With 2,100 sq ft, a standout saltwater pool, major system updates, and one of the largest lots on Osprey Lane, this home is now even more attractively priced and ready for its next owner to enjoy immediately. Riverwood Lifestyle β€” A Community That Sells Itself Riverwood is an award-winning, gated community known for its natural beauty, resort amenities, and vibrant social atmosphere. Residents enjoy: Championship Golf Course (optional membership) Resort & lap pools Fitness center Tennis, pickleball, Bocce Dog parks Scenic walking trails & riverfront boardwalk A full calendar of clubs, activities, and social events Plus, the coveted optional Beach Club on Manasota Key offers exclusive access to one of Southwest Florida’s most beautiful Gulf beaches β€” a lifestyle advantage few communities can match. Located in Port Charlotte, Riverwood provides quick access to Gulf beaches, Charlotte Harbor, Sunseeker Resort, Wellen Park, shopping, dining, medical facilities, and two nearby airports. Call for a private tour of Riverwood and this extraordinary home!

Facts

Property type
Single Family Residence
Year built
2000
Bathrooms
2 full
Living area
2,105 sqft
Lot size
0.22 acres
Private pool
Yes
Exposure
Northwest
Furnished
Unfurnished
Flood zone
AE
CDD
Yes
55+ community
No
Annual taxes
$5,237/yr
Monthly fees
$402/mo
Listed
Aug 3, 2026
MLS #
D6148262

Price & status history

  1. Listed for $410,000
  2. Price reduced to $399,000

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 3271 OSPREY LN. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$3,188

$2,018 of that is principal & interest. 37% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$2,018
Property taxes
$436
Homeowners insurance
$333
Flood insurance
$0
HOA / condo fees
$402
Mortgage insurance (PMI)
$0
Total per month
$3,188

Over the life of the loan

Loan amount
$319,200
Down payment
$79,800
Total interest
$407,122
Principal + interest paid
$726,322
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

3271 Osprey Ln, Port Charlotte, FL 33953

Listing courtesy of RIVERWOOD REALTY Β· MLS# D6148262 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:57 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]