$379,999
Active3349 Rock Creek Dr, Port Charlotte, FL 33948
3 beds · 2 baths · 1,612 sq ft
Listing courtesy of COMPASS FLORIDA · MLS# C7527631
120 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Waterfront home
- Deep-water wide canal
- 80' waterfrontage
- Concrete dock with electric
- 10,000 lb. boat lift
- New seawall
- Enclosed lanai
- No HOA fees
AI-selected highlights from the listing description below.
QUICK BOATING ACCESS to Charlotte Harbor leading to the Gulf! Featuring 80’ of waterfrontage on a deep-water wide canal with concrete dock, electric, new seawall and new 10,000 lb. boat lift in 2023 this REMODELED AND MOVE-IN READY 3-bedroom, 2 bath, 1-car garage waterfront home is perfect for the avid boater. This year the kitchen was beautifully modernized with ample white cabinetry, stylish subway tile backsplash, stainless appliances and center island with breakfast bar, plus the living room, kitchen and all bedrooms have new laminate plank flooring. As you step inside this well-cared for home, you will be greeted to an open floor plan with vaulted ceilings plus large windows and sliders providing plenty of natural light for the living and dining areas, beautiful kitchen, a generous primary suite featuring dual closets and an ensuite full bath with walk-in shower, an updated full guest bath and two comfortably sized guest bedrooms. The added living space on the enclosed lanai offers new sliding windows, tile flooring, sunshade and is a great space to enjoy the water views and amazing sunsets year-round rain or shine. Additional special features include inside laundry room, covered screened front entry, outdoor patio for barbequing, convenient walkway to dock, and second separate driveway with plenty of room to park your boat or RV. Newer updates also include new garage door, exterior paint, insulation, 8’x10’ aluminum shed in 2022 and new A/C in 2023. Plus, enjoy the freedom of no HOA fees or deed restrictions. Adding even more to make sure this home is on your shopping list, it offers an excellent location close to the Murdock restaurant and shopping district, Charlotte Beach Park, and local schools. Historic downtown Punta Gorda, known for its community events, parks, and world-class fishing, is just a short drive away. An ideal property for a permanent residence or a seasonal retreat.
Facts
- Property type
- Single Family Residence
- Year built
- 1969
- Bathrooms
- 2 full
- Living area
- 1,612 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes · 80 ft
- Water access
- Bay/Harbor, Canal - Saltwater, Gulf/Ocean, River
- Water view
- Yes
- Private pool
- No
- Exposure
- Northeast
- Furnished
- Negotiable
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,898/yr
- Listed
- Jun 19, 2026
- MLS #
- C7527631
Price & status history
- Listed for $399,900
- Price reduced to $379,999from $384,999
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3349 ROCK CREEK DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,563
$1,921 of that is principal & interest. 25% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,921
- Property taxes
- $325
- Homeowners insurance
- $317
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,563
Over the life of the loan
- Loan amount
- $303,999
- Down payment
- $76,000
- Total interest
- $387,734
- Principal + interest paid
- $691,733
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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3349 Rock Creek Dr, Port Charlotte, FL 33948
Listing courtesy of COMPASS FLORIDA · MLS# C7527631 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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