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$499,900

Active

3370 Dover Dr, Punta Gorda, FL 33983

4 beds Β· 2.5 baths Β· 2,026 sq ft

Listing courtesy of REALTY ONE GROUP MVP Β· MLS# C7528994

91 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Back on the market with a new septic tank and field! Welcome to 3370 Dover Drive, a stunning waterfront property nestled along a serene canal just off the Peace River in Punta Gorda, Florida. This exquisite 4 bedroom, 2.5 bath home offers a combination of the best of Florida living with modern comforts and thoughtful design. Whether you're looking for a permanent residence or a vacation getaway, this home is the perfect place to relax and enjoy the best of waterfront living. Step outside onto the back patio and enjoy direct access to the canal. This private dock is ideal for launching kayaks, boating, or simply enjoying a sunset. The home sits just off the Peace River, providing a peaceful environment with easy access to open water. A screened-in lanai is perfect for outdoor dining or lounging, while the expansive backyard provides ample space for gardening, recreation, or building your dream pool. This property comes with a transferable FEMA flood policy, offering an incredible benefit to buyers. The policy will ensure lower flood insurance costs compared to a new plan. New, neutral colored paint inside that has been added since photos were taken. The home is located in the Harbor Heights neighborhood, an area known for its picturesque waterfront homes, friendly community, and convenient access to the Peace River and Charlotte Harbor. Enjoy a leisurely boat ride to nearby destinations, or take a stroll through the historic downtown Punta Gorda with its charming shops, restaurants, and cultural attractions. With quick access to I-75, you'll find both Fort Myers and Sarasota within easy reach. This is a rare opportunity to own a piece of paradise in Punta Gorda. Don't miss your chance to experience waterfront living at its finest. Schedule your showing today and make 3370 Dover Dr your new home!

Facts

Property type
Single Family Residence
Year built
1987
Bathrooms
2 full, 1 half
Living area
2,026 sqft
Lot size
0.23 acres
Waterfront
Yes Β· 80 ft
Water access
Canal - Brackish
Water view
Yes
Private pool
No
Exposure
Northwest
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$3,344/yr
Listed
Jul 29, 2026
MLS #
C7528994

Price & status history

  1. Listed for $519,900
  2. Price reduced to $499,900

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 3370 DOVER DR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$3,223

$2,528 of that is principal & interest. 22% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$2,528
Property taxes
$279
Homeowners insurance
$417
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$3,223

Over the life of the loan

Loan amount
$399,920
Down payment
$99,980
Total interest
$510,076
Principal + interest paid
$909,996
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

3370 Dover Dr, Punta Gorda, FL 33983

Listing courtesy of REALTY ONE GROUP MVP Β· MLS# C7528994 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 11:13 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]