$235,000
Active340 Timbruce Ln NW, Port Charlotte, FL 33952
3 beds · 2 baths · 1,308 sq ft
Listing courtesy of KW COASTAL LIVING · MLS# D6148465
65 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Oversized lot
- No HOA
- Crown molding
- Air-conditioned Florida room
- Large built-in closet
- Direct lanai access
- Room to expand
AI-selected highlights from the listing description below.
Virtually Staged. Short Sale. CLASSIC FLORIDA CHARM MEETS MODERN UPDATES! Tucked away on an OVERSIZED LOT WITH NO HOA, this Port Charlotte home offers a comfortable blend of character and convenience. CROWN MOLDING adds an elegant touch throughout, while the NEWLY UPDATED KITCHEN steals the show with beautiful granite countertops and stainless steel appliances. It’s a warm, inviting space that feels equally suited for morning coffee or gathering with friends and family.~~~ This home offers an easy, functional layout with the kitchen flowing naturally into the living area. Just off the living room, an AIR-CONDITIONED FLORIDA ROOM provides additional living space and a perfect spot to relax, entertain, or enjoy the sunshine year-round. The PRIMARY BEDROOM features a LARGE BUILT-IN CLOSET and direct access to the lanai, while two additional bedrooms provide flexibility for guests, an office, or hobbies. Two full bathrooms complete the home, creating a layout that is both comfortable and versatile.*** The location puts you just minutes from Port Charlotte Beach Park, Charlotte Harbor, shopping, dining, golf, parks, and everything along US 41, with nearby Punta Gorda adding even more to explore. Best of all, this property offers the freedom of NO HOA AND AN OVERSIZED LOT, giving you room to enjoy the outdoor space you have today with ADDITIONAL ROOM TO EXPAND OR BUILD MORE. Whether you envision adding a pool, workshop, guest space, or simply want extra room to spread out, this property gives you options that are hard to find. Call today to schedule your showing!
Facts
- Property type
- Single Family Residence
- Year built
- 1962
- Bathrooms
- 2 full
- Living area
- 1,308 sqft
- Lot size
- 0.33 acres
- Private pool
- No
- Exposure
- Southwest
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,377/yr
- Listed
- Aug 24, 2026
- MLS #
- D6148465
Price & status history
- Listed for $240,000
- Price reduced to $237,500
- Price reduced to $235,000
Virtual tours
- Video tour on YouTubeyoutu.be
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 340 TIMBRUCE LN NW. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,670
$1,188 of that is principal & interest. 29% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,188
- Property taxes
- $281
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,670
Over the life of the loan
- Loan amount
- $188,000
- Down payment
- $47,000
- Total interest
- $239,784
- Principal + interest paid
- $427,784
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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340 Timbruce Ln NW, Port Charlotte, FL 33952
Listing courtesy of KW COASTAL LIVING · MLS# D6148465 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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