$135,000
Active Under Contract3445 Lucerne Ter, Port Charlotte, FL 33952
2 beds · 1 bath · 783 sq ft
Listing courtesy of RE/MAX PALM REALTY · MLS# N6145670
15 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Under contract-accepting backup offers. SINGLE HOME PURCHASE OR INVESTMENT PORTFOLIO OPPORTUNITY: This affordable two-bedroom, one-bathroom residence offers an opportunity to purchase a home of your own or expand your investment portfolio. Concrete block construction, public water, public sewer, mostly replaced windows, and newer exterior doors complement its practical features. Ready for immediate occupancy or renting, the home features freshly painted interiors, 20-inch tile flooring throughout, window blinds, and newer fixtures. The kitchen includes a tiled backsplash, pantry, stove, range hood, and refrigerator. A tiled shower, linen closet, and two closets in one bedroom provide everyday convenience and storage. An exterior laundry room offers dedicated laundry space and houses the water heater, approximately 2024, and electrical panel. Outside, the spacious, partially fenced backyard provides room to relax, garden, or entertain, while exterior awnings can function as shutters. Available individually or as part of a six-home investment package, this property offers flexibility for buyers considering a single residence or multiple rental homes. The five additional properties are listed under MLS numbers N6145704, N6145703, N6145692, N6145686, and N6145672. Complete portfolio information is available upon request, including additional photos, current rents, estimated market rents, lease summaries, key property features, known system ages and improvements. Centrally located in Port Charlotte, close to shopping, dining, golf, boating waters, entertainment, and hospitals.
Facts
- Property type
- Single Family Residence
- Year built
- 1958
- Bathrooms
- 1 full
- Living area
- 783 sqft
- Lot size
- 0.17 acres
- Private pool
- No
- Exposure
- Northeast
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,503/yr
- Listed
- Sep 16, 2026
- MLS #
- N6145670
Price & status history
- Listed for $135,000
- Status changed to Active Under Contract
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3445 LUCERNE TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,091
$683 of that is principal & interest. 37% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $683
- Property taxes
- $209
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,091
Over the life of the loan
- Loan amount
- $108,000
- Down payment
- $27,000
- Total interest
- $137,748
- Principal + interest paid
- $245,748
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
3445 Lucerne Ter, Port Charlotte, FL 33952
Listing courtesy of RE/MAX PALM REALTY · MLS# N6145670 · Active Under Contract
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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