$390,000
Active3453 Gulf of Mexico Dr #200, Longboat Key, FL 34228
1 bed · 1 bath · 876 sq ft
Listing courtesy of COLDWELL BANKER REALTY · MLS# A4703638
60 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
TURNKEY BEACHFRONT LIVING WITH EXCEPTIONAL RENTAL FLEXIBILITY ON LONGBOAT KEY! Located at Sea Horse Beach Resort, this spacious 1-bedroom, 1-bath condominium offers 876 square feet and an opportunity to enjoy the island lifestyle while taking advantage of short-term rental potential. With rentals managed on-site and minimum stays of just 7 days during season and 3 days throughout the remainder of the year, this property offers flexibility for buyers seeking a vacation retreat with income-producing potential. Inside, the bright and open floor plan features cathedral ceilings, luxury vinyl flooring, and comfortable living and dining spaces that make it easy to settle into island life. The kitchen opens to the main living area, while the loft-style bedroom creates a private retreat above. Step outside, and the reason to own on Longboat Key becomes clear. Sea Horse Beach Resort is located directly along the Gulf, offering a beachfront pool, expansive Gulf views, and the sand and water just steps away. Whether you're searching for your own Longboat Key getaway, a seasonal escape, or a property with short-term rental opportunities, Unit 200 offers a compelling combination of location, flexibility, and laid-back Gulf Coast living.
Facts
- Property type
- Condominium
- Year built
- 1960
- Bathrooms
- 1 full
- Living area
- 876 sqft
- Lot size
- 1.72 acres
- Private pool
- No
- Exposure
- Southwest
- Furnished
- Turnkey
- Flood zone
- VE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,827/yr
- Monthly fees
- $1,817/mo
- Listed
- Aug 25, 2026
- MLS #
- A4703638
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3453 GULF OF MEXICO DR #200. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$4,516
$1,972 of that is principal & interest. 56% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,972
- Property taxes
- $402
- Homeowners insurance
- $325
- Flood insurance
- $0
- HOA / condo fees
- $1,817
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,516
Over the life of the loan
- Loan amount
- $312,000
- Down payment
- $78,000
- Total interest
- $397,939
- Principal + interest paid
- $709,939
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
3453 Gulf of Mexico Dr #200, Longboat Key, FL 34228
Listing courtesy of COLDWELL BANKER REALTY · MLS# A4703638 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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