$489,900
Active3453 Gulf of Mexico Dr #242, Longboat Key, FL 34228
1 bed · 1 bath · 528 sq ft
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# A4706004
43 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Sea Horse is a resort community on Longboat Key and this unit offers a large balcony with sweeping views of the Gulf, beach, pool and epic Longboat Key sunsets. Unit 242 is a deluxe 1 bedroom that sleeps 4. With an open kitchen, dining room, living room and balcony, there's plenty room for guests to gather. As a resort, the on-site management office handles your rentals, maintenance, and guest needs. Parking is limited to one car for this unit. This is a quality investment property and rental history and projections are available upon request, but also consider this your little oasis to visit and enjoy.
Facts
- Property type
- Condominium
- Year built
- 1960
- Bathrooms
- 1 full
- Living area
- 528 sqft
- Water access
- Beach, Gulf/Ocean
- Water view
- Yes
- Private pool
- No
- Exposure
- Southwest
- Furnished
- Turnkey
- Flood zone
- VE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $5,127/yr
- Monthly fees
- $1,827/mo
- Listed
- Sep 10, 2026
- MLS #
- A4706004
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3453 GULF OF MEXICO DR #242. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$5,140
$2,477 of that is principal & interest. 52% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,477
- Property taxes
- $427
- Homeowners insurance
- $408
- Flood insurance
- $0
- HOA / condo fees
- $1,827
- Mortgage insurance (PMI)
- $0
- Total per month
- $5,140
Over the life of the loan
- Loan amount
- $391,920
- Down payment
- $97,980
- Total interest
- $499,872
- Principal + interest paid
- $891,792
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
3453 Gulf of Mexico Dr #242, Longboat Key, FL 34228
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# A4706004 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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