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Lasbury Tracy Realty Inc
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$699,000

Active

3454 Owl Ct, Punta Gorda, FL 33950

3 beds Β· 2 baths Β· 1,930 sq ft

Listing courtesy of HOME MATCHMAKING REALTY Β· MLS# C7532225

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Welcome to 3454 Owl Court, where the Florida waterfront lifestyle meets thoughtful upgrades and inviting outdoor living. This beautifully maintained property, with Sailboat access to Charlotte Harbor, boasts over $170,000 in documented improvements, offering an impressive combination of comfort, functionality, and style. Step outside to your private outdoor retreat, complete with a heated swimming pool and in ground SPA(new pool pump and salt cell in 2024, new pool filter and case in 2025, new chlorination system, breaker and iAqualink system in 2026), boat lift(10,000 lbs with new motors 2024), and spacious paved patioβ€”perfect for soaking up the Florida sunshine, entertaining guests, or simply unwinding by the water. The home's curb appeal shines with a circular paver driveway(installed 2023), tropical landscaping, and a freshly painted exterior(2024). Inside, enjoy refreshed kitchen cabinetry, beautifully updated guest and primary bathrooms (2024), and modern conveniences throughout. Major improvements include a NEW ROOF and Gutters(2023), NEW A/C SYSTEM (2026), NEW 50 gallon WATER HEATER (2025), whole-home GENERAC generator with 2 LP tanks. Additional features include a mini-split A/C in the garage, reverse osmosis water system, storm protection at the front entry, and updated irrigation and landscaping. Seawall is maintained by the City of Punta Gorda(approx $1,300 a year on your taxes). Items conveying with property: refrigerator, oven with cooktop, microwave oven, dishwasher, washer, dryer, kitchen reverse osmosis water purifier, all window treatments, built-in Murphy bed and shelf, and two underwater fish lights at dock. Personal property items for sale: Kitchen table and chairs, Lanai table and chairs, Office desk, Decorative metal outside bench, Two concrete benches on patio outside lanai. Punta Gorda Isles is one of Southwest Florida's premier boating communities, offering miles of sidewalks, nearby golf, waterfront parks, pickleball and tennis courts, yacht clubs, Fishermen's Village, and historic downtown Punta Gorda's restaurants, shopping, and entertainment. While Punta Gorda is renowned for its boating lifestyle, the city also boasts a vibrant arts and music scene. Spend weekends exploring local farmers markets, strolling through art fairs, enjoying waterfront festivals, and attending live music events held throughout the year. Whether you're relaxing poolside, entertaining friends, or preparing for your next boating adventure, this waterfront retreat is ready for its next chapter. Schedule your private showing today!

Facts

Property type
Single Family Residence
Year built
1991
Bathrooms
2 full
Living area
1,930 sqft
Lot size
0.23 acres
Waterfront
Yes Β· 71 ft
Water access
Canal - Saltwater
Water view
Yes
Private pool
Yes
Exposure
West
Furnished
Negotiable
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$7,792/yr
Listed
Nov 4, 2026
MLS #
C7532225

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Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 3454 OWL CT. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; the flood zone and the current policy's premium decide the number.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$4,766

$3,535 of that is principal & interest. 26% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$3,535
Property taxes
$649
Homeowners insurance
$583
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$4,766

Over the life of the loan

Loan amount
$559,200
Down payment
$139,800
Total interest
$713,229
Principal + interest paid
$1,272,429
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” the calculator sends none of them anywhere, and no lender is quoting you. Only the separate flood & insurance request sends anything: what you type into it, to a Lasbury Tracy agent. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

What did the most similar homes nearby actually sell for?

The closest recent sales to this home, with what they sold for and when.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

3454 Owl Ct, Punta Gorda, FL 33950

Listing courtesy of HOME MATCHMAKING REALTY Β· MLS# C7532225 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Mon, Nov 16 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Nov 15, 2026, 5:37 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]