$268,500
Active3460 Owl Ct, Punta Gorda, FL 33950
0.37 acre lot
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7520882
272 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Sailboat-access waterfront
- Bridge-free Gulf access
- Concrete seawall
- Corner lot
- Charlotte Harbor views
- Resort-style pool
- Boating community
AI-selected highlights from the listing description below.
One of the last oversized waterfront corner homesites available in the prestigious Bird Section of Punta Gorda Isles! Located on a quiet cul-de-sac, this exceptional property presents a rare opportunity to build the custom waterfront home you've always imagined in one of Southwest Florida's most sought-after boating communities. This oversized homesite offers 40 feet of prime sailboat-access waterfront with direct, bridge-free access to Charlotte Harbor and the Gulf of America, allowing you to be on open water in minutes. A significant added value is the concrete seawall, maintained by the City of Punta Gorda, providing long-term peace of mind and reducing future maintenance costs. The generous corner lot offers ample space to design an impressive custom residence with four bedrooms, four bathrooms, a three- or four-car garage, an expansive covered lanai, and a resort-style pool—perfect for entertaining family and friends while enjoying spectacular Florida sunsets and waterfront living. Punta Gorda Isles is renowned for its boating lifestyle, beautiful waterfront neighborhoods, and outstanding amenities. Enjoy easy access to Charlotte Harbor, world-class fishing, waterfront restaurants, marinas, and endless days exploring the Gulf of America by boat. Just minutes away are Historic Downtown Punta Gorda, Fishermen's Village, Gilchrist Park, Ponce de Leon Park, Hounds on Henry Dog Park, scenic walking and biking paths, boutique shopping, waterfront dining, farmers markets, festivals, and live entertainment. Nearby Gulf beaches—including Englewood Beach, Manasota Key, and Stump Pass Beach State Park—offer some of Southwest Florida's finest white sand and crystal-clear waters. Travel is convenient with Punta Gorda Airport (PGD) just 10 minutes away and Southwest Florida International Airport (RSW) approximately 45 minutes away.
Facts
- Property type
- Land
- Lot size
- 0.37 acres
- Waterfront
- Yes · 40 ft
- Water access
- Bay/Harbor, Canal - Brackish, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, Lagoon, Marina, River
- Water view
- Yes
- Exposure
- Southwest
- Flood zone
- AE
- Annual taxes
- $5,406/yr
- Listed
- Jan 22, 2026
- MLS #
- C7520882
Price & status history
- Listed for $285,000
- Price reduced to $268,500from $275,000
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3460 OWL CT. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,032
$1,358 of that is principal & interest. 33% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,358
- Property taxes
- $451
- Homeowners insurance
- $224
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,032
Over the life of the loan
- Loan amount
- $214,800
- Down payment
- $53,700
- Total interest
- $273,966
- Principal + interest paid
- $488,766
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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3460 Owl Ct, Punta Gorda, FL 33950
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7520882 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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