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$2,990,000

Active Under Contract

35 Watergate Dr #1403, Sarasota, FL 34236

3 beds Β· 3 baths Β· 2,990 sq ft

Listing courtesy of KELLER WILLIAMS ON THE WATER S Β· MLS# A4679133

192 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • Gulf and bay views
  • 600-square-foot terrace
  • Hardwood flooring
  • Motorized blinds
  • Resort-style heated pool
  • Concierge service
  • 24-hour in-residence dining

AI-selected highlights from the listing description below.

Under contract-accepting backup offers. Perched high on the 14th floor of the private and luxurious Ritz-Carlton Tower Residences, this elegant, furnished three-bedroom, three-bath residence showcases breathtaking views of the Gulf’s blue-green waters and Sarasota Bay. Floor-to-ceiling windows fill the home with natural light while framing ever-changing skies, sparkling water, and glowing sunsets. Step outside onto the nearly 600-square-foot terraceβ€”an exceptional setting for morning coffee, sunset cocktails, and effortless entertaining. Offered furnished, the professionally designed residence features gorgeous hardwood flooring throughout, custom cabinetry and built-ins, motorized blinds, plantation shutters, and an integrated entertainment system with televisions and surround sound. Every detail creates an atmosphere that is refined, inviting, and comfortable. Living at The Ritz-Carlton means more than owning a beautiful residenceβ€”it offers a world-class lifestyle complemented by legendary service. Resident amenities include beautifully appointed social and recreational spaces, state-of-the-art fitness facilities with saunas and steam rooms, a massage room, and a resort-style heated pool and hot tub. Residents also enjoy concierge service, 24-hour in-residence dining, valet service, and around-the-clock security. Perfectly positioned in the heart of downtown Sarasota, the residence is moments from the area’s finest beaches, shopping, dining, fishing, golf, theaters, and art galleries. Membership opportunities at The Ritz-Carlton Members Golf Club, Beach Club, and Spa are also available, offering an additional level of private, resort-style experiences.

Facts

Property type
Condominium
Year built
2003
Bathrooms
3 full
Living area
2,990 sqft
Waterfront
Yes
Water view
Yes
Private pool
No
Exposure
West
Furnished
Negotiable
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$38,185/yr
Monthly fees
$4,934/mo
Listed
Feb 5, 2026
MLS #
A4679133

Price & status history

  1. Listed for $3,350,000
  2. Price reduced to $2,990,000from $3,100,000
  3. Status changed to Active Under Contract

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 35 WATERGATE DR #1403. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$25,727

$15,119 of that is principal & interest. 41% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$15,119
Property taxes
$3,182
Homeowners insurance
$2,492
Flood insurance
$0
HOA / condo fees
$4,934
Mortgage insurance (PMI)
$0
Total per month
$25,727

Over the life of the loan

Loan amount
$2,392,000
Down payment
$598,000
Total interest
$3,050,864
Principal + interest paid
$5,442,864
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

35 Watergate Dr #1403, Sarasota, FL 34236

Listing courtesy of KELLER WILLIAMS ON THE WATER S Β· MLS# A4679133 Β· Active Under Contract

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 9:35 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]