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$359,000

Active

3500 Mondovi Ct #1022, Punta Gorda, FL 33950

3 beds · 2 baths · 1,596 sq ft

Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · MLS# N6146559

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Welcome to Mondovi Bay Villas, an intimate waterfront community of just 52 residences in a beautifully maintained, Mediterranean-inspired setting in Punta Gorda's desirable Burnt Store Isles! This beautifully appointed second-floor condominium offers 2 bedrooms, 2 bathrooms, and a BONUS ROOM, ideal for a potential third bedroom, home office, den, or hobby room. From the moment you enter, you'll appreciate the spacious open floor plan and abundant natural light. Beautiful, high-gloss, tile flooring adds an elegant touch throughout the main living areas and the plantation shutters add a coastal-inspired feel. The beautifully designed kitchen features granite countertops, white shaker-style cabinetry, stainless steel appliances, and a breakfast bar that opens to the main living area, creating a wonderful space for entertaining. The generous primary suite offers a relaxing retreat with an attractive accent wall, dual walk-in closets, and a private bathroom featuring a glass-enclosed walk-in shower. The guest bathroom was beautifully remodeled in 2026, showcasing classic white subway tile, updated fixtures, and stylish finishes. Step onto your private screened lanai, where tranquil canal views and refreshing breezes create the perfect setting for morning coffee or evening relaxation. Boating enthusiasts will love the assigned boat slip and lift (#2), providing convenient access to the saltwater canals and the open waters of Charlotte Harbor. Spend your days cruising, fishing, exploring nearby waterfront destinations, or simply enjoying life on the water! Residents also enjoy a sparkling community swimming pool, relaxing spa, and covered gathering area. One of the many advantages of this intimate community is the convenience of low-maintenance living. Condominium association fees cover nearly everything except electricity and internet, including water, sewer, trash collection, basic cable television, exterior building maintenance, landscaping, pest control, community amenities, association management, and certain insurance expenses. Ideally located just minutes from historic downtown Punta Gorda, Fishermen's Village, waterfront parks, restaurants, boutique shopping, and entertainment, you'll enjoy the perfect balance of peaceful waterfront living and everyday convenience. With its intimate community atmosphere, assigned boat slip and lift, beautiful interior, and exceptional location, this is Southwest Florida waterfront living at its finest!

Facts

Property type
Condominium
Year built
2004
Bathrooms
2 full
Living area
1,596 sqft
Water access
Canal - Saltwater
Water view
Yes
Private pool
No
Exposure
Southwest
Furnished
Negotiable
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$3,823/yr
Monthly fees
$831/mo
Listed
Nov 12, 2026
MLS #
N6146559

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Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 3500 MONDOVI CT #1022. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; the flood zone and the current policy's premium decide the number.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$3,264

$1,815 of that is principal & interest. 44% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$1,815
Property taxes
$319
Homeowners insurance
$299
Flood insurance
$0
HOA / condo fees
$831
Mortgage insurance (PMI)
$0
Total per month
$3,264

Over the life of the loan

Loan amount
$287,200
Down payment
$71,800
Total interest
$366,308
Principal + interest paid
$653,508
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — the calculator sends none of them anywhere, and no lender is quoting you. Only the separate flood & insurance request sends anything: what you type into it, to a Lasbury Tracy agent. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

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3500 Mondovi Ct #1022, Punta Gorda, FL 33950

Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · MLS# N6146559 · Active

How would you like to see it?
Which day?
What time of day?

In person · Fri, Nov 13 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Nov 12, 2026, 8:55 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]