$199,000
Active Under Contract3513 Areca St, Punta Gorda, FL 33950
3 beds · 2 baths · 1,869 sq ft
Listing courtesy of NEXTHOME LUXE COASTAL · MLS# O6380039
157 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- fenced yard
- 1-car garage
- public water and sewer
- Flood Zone AE
- central location
- waterfront parks nearby
AI-selected highlights from the listing description below.
Under contract-accepting backup offers. Short Sale. Value-add opportunity in a centrally located Punta Gorda neighborhood. This 3-bedroom, 2-bath home, built in 1959, offers a 1-car garage, fenced yard, and public water and sewer—an important advantage for renovation projects in this area. The property appears to be mid-rehab and will require substantial additional work to complete, making it best suited for investors, renovators, or buyers seeking a project. Located in Flood Zone AE, buyers should verify insurance requirements. Convenient to downtown Punta Gorda, waterfront parks, shopping, dining, and major roadways, this property presents strong potential for the right buyer looking to restore and reimagine a home in an established community. Agents: please review all private remarks prior to scheduling a showing.
Facts
- Property type
- Single Family Residence
- Year built
- 1959
- Bathrooms
- 2 full
- Living area
- 1,869 sqft
- Lot size
- 0.22 acres
- Private pool
- No
- Exposure
- East
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $666/yr
- Listed
- Feb 10, 2026
- MLS #
- O6380039
Price & status history
- Listed for $139,900
- Price increased to $199,000from $129,900
- Status changed to Active Under Contract
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3513 ARECA ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,262
$1,006 of that is principal & interest. 20% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,006
- Property taxes
- $56
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,262
Over the life of the loan
- Loan amount
- $159,200
- Down payment
- $39,800
- Total interest
- $203,051
- Principal + interest paid
- $362,251
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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3513 Areca St, Punta Gorda, FL 33950
Listing courtesy of NEXTHOME LUXE COASTAL · MLS# O6380039 · Active Under Contract
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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