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$118,500

Active

3518 Colony Ct, Punta Gorda, FL 33950

0.19 acre lot

Listing courtesy of THE FIRM RE · MLS# S5102489

937 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • 90 feet canal frontage
  • 60-foot wide saltwater canal
  • Charlotte Harbor access
  • Gulf of Mexico access
  • No deed restrictions
  • No HOA

AI-selected highlights from the listing description below.

Explore the quintessence of Florida living with this remarkable waterfront parcel poised at the culminating point of a serene cul-de-sac nestled in the heart of Punta Gorda. Revel in 90 feet of canal frontage, offering an enchanting backdrop to envision your ideal residence. Delve into the realm of a boater's haven, encompassing a 60-foot wide saltwater canal granting effortless passage to Charlotte Harbor and the Gulf of Mexico. Embrace the liberty of lifestyle customization sans deed restrictions or HOA mandates in Charlotte Park. Situated in this coveted locale, you're within arm's reach of shopping amenities, Punta Gorda's dynamic dining scene, and the new Sunseeker resort just a stone's throw away across the Harbor. Golf aficionados will appreciate the proximity to world-class courses, while the potential for boat lift installations adds a layer of practicality to your waterfront sanctuary. Seize this extraordinary chance to manifest your personal oasis, where waterfront living intertwines with boundless prospects. Utilities such as public water and electricity are conveniently located nearby, with sewer options including septic systems.

Facts

Property type
Land
Lot size
0.19 acres
Waterfront
Yes
Water access
Canal - Brackish
Water view
Yes
Flood zone
AE
Annual taxes
$1,619/yr
Listed
Apr 4, 2024
MLS #
S5102489

Price & status history

  1. Listed for $124,000
  2. Price reduced to $118,500from $119,000

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 3518 COLONY CT. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$934

$599 of that is principal & interest. 36% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$599
Property taxes
$135
Homeowners insurance
$200
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$934

Over the life of the loan

Loan amount
$94,800
Down payment
$23,700
Total interest
$120,912
Principal + interest paid
$215,712
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

3518 Colony Ct, Punta Gorda, FL 33950

Listing courtesy of THE FIRM RE · MLS# S5102489 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:22 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]