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$425,000

Pending

3522 Ferndell, Sarasota, FL 34235

3 beds · 2 baths · 2,000 sq ft

Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · MLS# A4703934

36 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Virtually Staged. Enjoy low-maintenance Florida living in The Meadows, a park-like oasis in a phenomenal location! A canopied street and a desirable corner lot welcome you home. Inside, natural light, walls of disappearing sliders and a private yard set the stage for seamless indoor-outdoor living. You will especially love the peaceful screened-in lanai, perfect for enjoying morning coffee, relaxing with a good book or entertaining friends. A thoughtfully designed split bedroom provides privacy for all with the spacious primary suite and den on one side and a guest en suite on the other. All this tranquility is just five minutes from 90+ restaurants and all the fun The Meadows has to offer. Set on 1,600 park-like acres, The Meadows is a resort-style community just 15 minutes from downtown. Enjoy 14 miles of scenic trails and, for a low fee, access to a fitness center, Junior Olympic pool, pickleball, golf and Har-Tru tennis. You’ll be minutes to award-winning beaches, vibrant arts and culture, Whole Foods, Trader Joe’s, Nathan Benderson Park, Mote SEA Aquarium, the 31-mile Legacy (walk/bike) Trail, the future Sarasota Orchestra and University Town Center: a favorite shopping, dining and entertainment destination. Additional peace of mind comes with a 2025 A/C, 2024 water heater, 2023 shingle roof and above flood plain in zone X.

Facts

Property type
Single Family Residence
Year built
1980
Bathrooms
2 full
Living area
2,000 sqft
Lot size
0.23 acres
Private pool
No
Exposure
East
Furnished
Negotiable
Flood zone
X
CDD
No
55+ community
No
Annual taxes
$2,457/yr
Monthly fees
$106/mo
Listed
Aug 28, 2026
MLS #
A4703934

Price & status history

  1. Listed for $449,000
  2. Price reduced to $425,000
  3. Status changed to Pending

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 3522 FERNDELL. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$2,814

$2,149 of that is principal & interest. 24% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$2,149
Property taxes
$205
Homeowners insurance
$354
Flood insurance
$0
HOA / condo fees
$106
Mortgage insurance (PMI)
$0
Total per month
$2,814

Over the life of the loan

Loan amount
$340,000
Down payment
$85,000
Total interest
$433,651
Principal + interest paid
$773,651
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

3522 Ferndell, Sarasota, FL 34235

Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · MLS# A4703934 · Pending

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 29, 2026, 1:51 AM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]