$425,000
Pending3522 Ferndell, Sarasota, FL 34235
3 beds · 2 baths · 2,000 sq ft
Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · MLS# A4703934
36 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Virtually Staged. Enjoy low-maintenance Florida living in The Meadows, a park-like oasis in a phenomenal location! A canopied street and a desirable corner lot welcome you home. Inside, natural light, walls of disappearing sliders and a private yard set the stage for seamless indoor-outdoor living. You will especially love the peaceful screened-in lanai, perfect for enjoying morning coffee, relaxing with a good book or entertaining friends. A thoughtfully designed split bedroom provides privacy for all with the spacious primary suite and den on one side and a guest en suite on the other. All this tranquility is just five minutes from 90+ restaurants and all the fun The Meadows has to offer. Set on 1,600 park-like acres, The Meadows is a resort-style community just 15 minutes from downtown. Enjoy 14 miles of scenic trails and, for a low fee, access to a fitness center, Junior Olympic pool, pickleball, golf and Har-Tru tennis. You’ll be minutes to award-winning beaches, vibrant arts and culture, Whole Foods, Trader Joe’s, Nathan Benderson Park, Mote SEA Aquarium, the 31-mile Legacy (walk/bike) Trail, the future Sarasota Orchestra and University Town Center: a favorite shopping, dining and entertainment destination. Additional peace of mind comes with a 2025 A/C, 2024 water heater, 2023 shingle roof and above flood plain in zone X.
Facts
- Property type
- Single Family Residence
- Year built
- 1980
- Bathrooms
- 2 full
- Living area
- 2,000 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- East
- Furnished
- Negotiable
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,457/yr
- Monthly fees
- $106/mo
- Listed
- Aug 28, 2026
- MLS #
- A4703934
Price & status history
- Listed for $449,000
- Price reduced to $425,000
- Status changed to Pending
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3522 FERNDELL. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,814
$2,149 of that is principal & interest. 24% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,149
- Property taxes
- $205
- Homeowners insurance
- $354
- Flood insurance
- $0
- HOA / condo fees
- $106
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,814
Over the life of the loan
- Loan amount
- $340,000
- Down payment
- $85,000
- Total interest
- $433,651
- Principal + interest paid
- $773,651
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
3522 Ferndell, Sarasota, FL 34235
Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · MLS# A4703934 · Pending
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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