$244,900
Active3524 Terin Ct, Punta Gorda, FL 33950
0.22 acre lot
Listing courtesy of GLOBAL FLORIDA REALTY · MLS# O6422295
115 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- sailboat-access homesite
- concrete seawall
- private concrete dock
- long water views
- bridge-free harbor access
- Charlotte Harbor location
AI-selected highlights from the listing description below.
Build your dream waterfront home in the highly desirable Burnt Store Isles. This exceptional sailboat-access homesite features 58 feet of city-maintained concrete seawall, a private concrete dock, expansive long water views, and quick, bridge-free access to Charlotte Harbor and the Gulf of Mexico through Alligator Creek. Surrounded by beautiful custom homes, this lot offers public water and sewer and is ready for your dream build. Spend your days cruising to Boca Grande, Cabbage Key, and Little Gasparilla Island, or enjoy world-class fishing and sailing on Charlotte Harbor, one of Florida's premier boating destinations. Just minutes from historic downtown Punta Gorda, Fishermen's Village, waterfront dining, shopping, parks, and Twin Isles Country Club, this is an exceptional opportunity to build the waterfront lifestyle you've been dreaming of.
Facts
- Property type
- Land
- Lot size
- 0.22 acres
- Waterfront
- Yes · 290 ft
- Water access
- Bay/Harbor, Brackish Water, Canal - Brackish, Canal - Freshwater, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway
- Water view
- Yes
- Exposure
- West
- Flood zone
- AE
- CDD
- No
- Annual taxes
- $5,722/yr
- Listed
- Jul 3, 2026
- MLS #
- O6422295
Price & status history
- Listed for $248,900
- Price reduced to $244,900
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3524 TERIN CT. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,919
$1,238 of that is principal & interest. 35% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,238
- Property taxes
- $477
- Homeowners insurance
- $204
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,919
Over the life of the loan
- Loan amount
- $195,920
- Down payment
- $48,980
- Total interest
- $249,885
- Principal + interest paid
- $445,805
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
3524 Terin Ct, Punta Gorda, FL 33950
Listing courtesy of GLOBAL FLORIDA REALTY · MLS# O6422295 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
More homes in Punta Gorda
Want an email when lots like this list?
New Punta Gorda lots up to $310,000. Free, and you can stop any time.
