$2,300,000
Active3527 Fair Oaks Ln, Longboat Key, FL 34228
4 beds · 4.5 baths · 4,154 sq ft
Open house
- Sun, Nov 1 · 1–4 PM
Listing courtesy of COLDWELL BANKER REALTY · MLS# A4694532
159 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- golf course estate
- panoramic pool cage
- pneumatic vacuum elevator
- Brazilian cherry wood flooring
- spa-inspired bathroom
- deeded Gulf beach access
AI-selected highlights from the listing description below.
Experience refined coastal luxury in this impeccably renovated 4,154-square-foot golf course estate, ideally positioned within the exclusive Queens Harbour enclave of gated Bay Isles on Longboat Key. This extraordinary two-story residence offers 4 bedrooms, 4.5 bathrooms, and an elegant open floor plan thoughtfully curated with exquisite finishes and designer details throughout. Extensive recent enhancements include a newer roof (2021), new panoramic pool cage with picture-frame screening (2025), new hurricane Armor Screen shutters protecting every opening (2025), and a custom two-person Pneumatic Vacuum elevator, along with numerous additional upgrades and improvements. Dramatic two-story windows fill the expansive great room and chef’s kitchen with natural light while showcasing breathtaking views of the sparkling pool, serene lake, lush landscaping, majestic oak trees, and the manicured fairway. Designed for both everyday living and entertaining, the gourmet kitchen is a culinary masterpiece, complete with a large gas range, dual ovens, solid wood cabinetry, abundant counter space, and a charming breakfast nook framed by bay windows overlooking the pool and golf course. The luxurious first-floor owner’s retreat offers Brazilian cherry wood flooring, vaulted ceilings, French doors opening to the lanai, dual walk-in closets, and a spa-inspired bathroom. Two additional guest bedrooms on the main level are connected by a beautifully appointed Jack-and-Jill bathroom. Outdoor living is equally exceptional, with an oversized pool and spa set within a spacious private lanai designed for relaxation and entertaining while enjoying tranquil sunsets over the lake and golf course. Residents of Queens Harbour enjoy maintenance-free living, a private community pool, and exclusive access to the Bay Isles Beach Club with deeded Gulf beach access. Ideally located near the Longboat Key Club Harbourside golf course, tennis facilities, and the Moorings Yacht Club, this residence embodies the finest in Longboat Key luxury living.
Facts
- Property type
- Single Family Residence
- Year built
- 1994
- Bathrooms
- 4 full, 1 half
- Living area
- 4,154 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes · 2 ft
- Water access
- Bay/Harbor, Beach - Access Deeded, Gulf/Ocean, Lagoon, Lake, Marina
- Water view
- Yes
- Private pool
- Yes
- Exposure
- Northwest
- Furnished
- Negotiable
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $22,710/yr
- Monthly fees
- $1,120/mo
- Listed
- May 22, 2026
- MLS #
- A4694532
Price & status history
- Listed for $2,550,000
- Price reduced to $2,300,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3527 FAIR OAKS LN. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$16,559
$11,630 of that is principal & interest. 30% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $11,630
- Property taxes
- $1,893
- Homeowners insurance
- $1,917
- Flood insurance
- $0
- HOA / condo fees
- $1,120
- Mortgage insurance (PMI)
- $0
- Total per month
- $16,559
Over the life of the loan
- Loan amount
- $1,840,000
- Down payment
- $460,000
- Total interest
- $2,346,819
- Principal + interest paid
- $4,186,819
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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3527 Fair Oaks Ln, Longboat Key, FL 34228
Listing courtesy of COLDWELL BANKER REALTY · MLS# A4694532 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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