$395,000
Active3528 Fox Ter, Port Charlotte, FL 33981
0.49 acre lot
Listing courtesy of ARTERRA LUXE-FLORIDA LLC · MLS# TB8528045
110 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- 200 feet waterfrontage
- Gulf of Mexico access
- Myakka River access
- Builder-ready lot
- Waterfront parcel
AI-selected highlights from the listing description below.
Builder-Ready Waterfront Lot in Prime Port Charlotte Location with High-Growth Opportunity. Over 200 feet of water-frontage. Survey available. Fantastic opportunity for builders, or bring your own builder. Discover a rare opportunity to secure a build-ready waterfront parcel in Port Charlotte, a high-growth, desirable market with tremendous upside. This exceptional lot offers direct access to the Gulf of Mexico through the Myakka River making it a perfect canvas for your custom dream home or investment property. Nestled in a stable and expanding community, the setting combines peaceful waterside living with convenient access to local amenities, shopping, dining, and recreation. With your vision and the right design, this lot can deliver waterfront lifestyle and long-term value. Don’t miss your chance parcels like this don’t come along often.
Facts
- Property type
- Land
- Lot size
- 0.49 acres
- Waterfront
- Yes · 424 ft
- Water access
- Gulf/Ocean, Intracoastal Waterway
- Water view
- Yes
- Flood zone
- AE
- Annual taxes
- $4,482/yr
- Listed
- Jul 10, 2026
- MLS #
- TB8528045
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3528 FOX TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,700
$1,997 of that is principal & interest. 26% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,997
- Property taxes
- $374
- Homeowners insurance
- $329
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,700
Over the life of the loan
- Loan amount
- $316,000
- Down payment
- $79,000
- Total interest
- $403,041
- Principal + interest paid
- $719,041
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
3528 Fox Ter, Port Charlotte, FL 33981
Listing courtesy of ARTERRA LUXE-FLORIDA LLC · MLS# TB8528045 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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