$1,799,000
Active3541 Fair Oaks Ln, Longboat Key, FL 34228
3 beds · 2.5 baths · 2,483 sq ft
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# A4709069
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Set on one of Queens Harbour's most coveted lots, this home offers stunning water views and some of the best sunsets in the neighborhood. An original soft, neutral palette gives the discerning buyer a blank canvas to choose finishes and upgrades to their own taste. Voluminous ceilings, built-in shelving, and a great open floor plan flow into the large kitchen, where a gas cooktop on the island overlooks the pool and patio, the perfect spot to take in the bird activity at sunset. The grand primary suite features three closets, double vanities, a soaking tub, a walk-in shower, and direct access to the pool and patio. At the front of the home, a very private guest suite connects through an adjoining door to the third bedroom, currently an office with custom built-in cabinetry and shelving. With its beautiful natural light, it could easily become an exercise studio or art room. The large two-car garage has overhead attic access. Several neighbors have added a bedroom and bath in this space, so the potential is endless. Queens Harbour sits behind the secure gates of Bay Isles, with an additional neighborhood gate for extra peace of mind, plus a heated community pool for larger gatherings. The HOA is known for consistent management and strong financial reserves. Residents enjoy a maintenance-free lifestyle and easy access to Longboat Key Club Moorings, Longboat Key Club, Tennis Gardens, Publix and CVS, and deeded access to the Gulf of Mexico beaches of Bay Isles Beach Club. Easy island living at its best awaits at Queens Harbour.
Facts
- Property type
- Single Family Residence
- Year built
- 1999
- Bathrooms
- 2 full, 1 half
- Living area
- 2,483 sqft
- Lot size
- 0.22 acres
- Water view
- Yes
- Private pool
- Yes
- Exposure
- East
- Furnished
- Partially
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $12,511/yr
- Monthly fees
- $963/mo
- Listed
- Oct 5, 2026
- MLS #
- A4709069
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3541 FAIR OAKS LN. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$12,601
$9,097 of that is principal & interest. 28% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $9,097
- Property taxes
- $1,043
- Homeowners insurance
- $1,499
- Flood insurance
- $0
- HOA / condo fees
- $963
- Mortgage insurance (PMI)
- $0
- Total per month
- $12,601
Over the life of the loan
- Loan amount
- $1,439,200
- Down payment
- $359,800
- Total interest
- $1,835,620
- Principal + interest paid
- $3,274,820
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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3541 Fair Oaks Ln, Longboat Key, FL 34228
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# A4709069 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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