$2,895,000
Active Under Contract3548 Fair Oaks Ln, Longboat Key, FL 34228
4 beds · 4.5 baths · 3,470 sq ft
Listing courtesy of COLDWELL BANKER REALTY · MLS# A4681540
147 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Under contract-accepting backup offers. ** The Seller requests NO SOLICITATION COMMUNICATIONS of any kind. LISTING WITHDRAWN, WILL BE RE-ACTIVATED.** Located within the gated Queens Harbour enclave in Bay Isles, this direct bayfront residence offers a well-designed courtyard-style floor plan with water views, flexible living spaces, and a private dock—set on a quiet cul-de-sac in one of Longboat Key’s most established communities. Spanning approximately 3,470 square feet of living space across two levels, the home features four bedrooms, four full baths, and one half bath, with a layout that prioritizes privacy and functionality. The first floor hosts three en-suite guest bedrooms, a dedicated office, and the main living areas, while the entire second floor is reserved for the primary suite, creating a true owner’s retreat. The main level welcomes you with an open living and dining arrangement highlighted by cathedral ceilings, tile flooring, and walls of sliding glass doors that open to the bayfront patio. This seamless indoor-outdoor connection frames tranquil water views, ideal for relaxing or entertaining. The formal dining space also enjoys bayfront exposure and flows naturally into the kitchen. The kitchen is thoughtfully positioned for daily living and gatherings, offering solid wood cabinetry, stone countertops, a center island, breakfast bar seating, pantry storage, and a full suite of stainless-steel appliances. Adjacent family and living spaces enhance the home’s livability while maintaining clear sightlines to the water. Two of the first-floor guest bedrooms include en-suite baths, while a third guest suite—a private cabana across the pool courtyard—offers flexibility for visiting family or multi-generational living. The office is also located on the first level, providing the ideal amount of separation. Upstairs, the primary suite occupies the entire second floor, offering privacy and elevated views. This retreat features a spacious bedroom, walk-in closet, and a well-appointed en-suite bath with dual sinks, soaking tub, separate shower, and private water closet. Outdoor amenities include a private pool courtyard, open dock with direct bay frontage, providing access for boating and paddle sports. A new tile roof was installed in 2023, and the property includes a two-car garage. Queens Harbour residents enjoy a maintenance-free lifestyle with 24-hour guard-gated security, community heated pool and spa. Ownership also includes deeded access to the private Bay Isles Beach Club, offering Gulf-front pavilions, grilling areas, and pristine beaches just minutes away. Perfectly positioned behind the gates of Bay Isles, this residence is close to Harbourside Golf & Marina, the Longboat Key Club, and island dining. St. Armands Circle, Lido Beach, and downtown Sarasota are all within easy reach, providing access to shopping, waterfront restaurants, cultural venues, and year-round events. A well-located bayfront opportunity offering space, privacy, and a flexible floor plan in one of Longboat Key’s most desirable communities.
Facts
- Property type
- Single Family Residence
- Year built
- 2000
- Bathrooms
- 4 full, 1 half
- Living area
- 3,470 sqft
- Lot size
- 0.3 acres
- Waterfront
- Yes · 46 ft
- Water access
- Bay/Harbor
- Water view
- Yes
- Private pool
- Yes
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- X500
- CDD
- No
- 55+ community
- No
- Annual taxes
- $24,368/yr
- Monthly fees
- $1,113/mo
- Listed
- Feb 2, 2026
- MLS #
- A4681540
Price & status history
- Listed for $2,995,000
- Price reduced to $2,895,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3548 FAIR OAKS LN. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$20,195
$14,639 of that is principal & interest. 28% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $14,639
- Property taxes
- $2,031
- Homeowners insurance
- $2,413
- Flood insurance
- $0
- HOA / condo fees
- $1,113
- Mortgage insurance (PMI)
- $0
- Total per month
- $20,195
Over the life of the loan
- Loan amount
- $2,316,000
- Down payment
- $579,000
- Total interest
- $2,953,930
- Principal + interest paid
- $5,269,930
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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3548 Fair Oaks Ln, Longboat Key, FL 34228
Listing courtesy of COLDWELL BANKER REALTY · MLS# A4681540 · Active Under Contract
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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