$2,595,000
ActivePrice drops, under contract and the sold price, by email.3602 Fair Oaks Ln, Longboat Key, FL 34228
3 beds · 3.5 baths · 3,007 sq ft
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# A4712690
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Enjoy beautiful sunrises and tranquil waterfront living in this three-bedroom custom ranch home in popular Queens Harbour, behind the gates of the Longboat Key Club. Set on a quiet cul-de-sac overlooking a large pond and the Longboat Key Golf Course, this maintenance -free, courtyard-style residence shows like a model, with an open floor plan, soaring 15-foot cathedral ceilings, and walls of glass that showcase breathtaking water and golf course views. A striking stone fireplace anchors the living space, while extensive upgrades and a two-car garage add comfort and convenience. Outdoors, the spacious pavered lanai is designed for entertaining, featuring a pool, spa, and grill. Southern exposure and lush landscaping create a beautifully private setting for relaxing or gathering with guests. Membership to the Bay Isles Club is included in the fee, adding to the appeal of this exceptional home. With its picturesque setting, inviting indoor-outdoor living, and impressice appointmetns, this property represents a true value in today's market
Facts
- Property type
- Single Family Residence
- Year built
- 1990
- Bathrooms
- 3 full, 1 half
- Living area
- 3,007 sqft
- Lot size
- 0.27 acres
- Waterfront
- Yes · 100 ft
- Water access
- Beach, Beach - Access Deeded, Gulf/Ocean, Lake
- Water view
- Yes
- Private pool
- Yes
- Exposure
- North
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $16,630/yr
- Monthly fees
- $1,047/mo
- Listed
- Nov 8, 2026
- MLS #
- A4712690
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3602 FAIR OAKS LN. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; the flood zone and the current policy's premium decide the number.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$17,717
$13,122 of that is principal & interest. 26% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $13,122
- Property taxes
- $1,386
- Homeowners insurance
- $2,163
- Flood insurance
- $0
- HOA / condo fees
- $1,047
- Mortgage insurance (PMI)
- $0
- Total per month
- $17,717
Over the life of the loan
- Loan amount
- $2,076,000
- Down payment
- $519,000
- Total interest
- $2,647,824
- Principal + interest paid
- $4,723,824
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — the calculator sends none of them anywhere, and no lender is quoting you. Only the separate flood & insurance request sends anything: what you type into it, to a Lasbury Tracy agent. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
What did the most similar homes nearby actually sell for?
The closest recent sales to this home, with what they sold for and when.
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3602 Fair Oaks Ln, Longboat Key, FL 34228
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# A4712690 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
