$499,900
Active3681 Divot Ln, Sarasota, FL 34232
2 beds · 2 baths · 1,647 sq ft
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# A4700090
104 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Screened lanai
- Tray ceilings
- Hurricane windows and doors
- Whole house water softener
- Reverse osmosis water
- Double vanity bathroom
- Walk-in closet
AI-selected highlights from the listing description below.
Welcome to the highly sought-after one story” Captiva" model—built in 2017— in the gated Enclave of Forest Lakes community. The home is located directly across from the community pool and dog park. The perfect blend of modern maintenance-free living and single-family privacy, this pristine home is designed for effortless comfort. Step inside to a bright, open-concept 2 bedroom + office floor plan with high ceilings, ceramic tile flooring, and a seamless flow ideal for entertaining. The kitchen features stainless steel appliances, solid wood cabinetry, and a large granite island, and is open to the living room with a wall of glass sliding doors to your extended private, screened lanai—the perfect entertaining spot. The spacious primary suite serves as a quiet retreat with tray ceilings and sliding doors also to lanai. The generous sized bathroom features a double vanity, glass enclosed walk in shower, a linen station, direct access to the laundry room and an oversized custom-outfitted walk in closet. On the opposite end of the home is the guest suite and bathroom. separate dining area and office PLUS…there is a newer roof installed by owners in 2023 ($19K), HVAC replaced in 2024 ($9K), water heater replaced in 2025 ($1400) and HURRICANE WINDOWS AND DOORS 2026 ($25k). Whole house water softener with reverse osmosis water in the kitchen ($6k). Peace of mind for buyers knowing they would not have anything major to worry about!
Facts
- Property type
- Single Family Residence
- Year built
- 2017
- Bathrooms
- 2 full
- Living area
- 1,647 sqft
- Lot size
- 0.09 acres
- Private pool
- No
- Exposure
- North
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,213/yr
- Monthly fees
- $345/mo
- Listed
- Jul 16, 2026
- MLS #
- A4700090
Price & status history
- Listed for $524,900
- Price reduced to $499,900
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3681 DIVOT LN. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,640
$2,528 of that is principal & interest. 31% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,528
- Property taxes
- $351
- Homeowners insurance
- $417
- Flood insurance
- $0
- HOA / condo fees
- $345
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,640
Over the life of the loan
- Loan amount
- $399,920
- Down payment
- $99,980
- Total interest
- $510,076
- Principal + interest paid
- $909,996
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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3681 Divot Ln, Sarasota, FL 34232
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# A4700090 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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