$115,000
Active3709 Wisteria Pl, Punta Gorda, FL 33950
0.22 acre lot
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · MLS# C7527131
138 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Double waterfront lot
- No HOA
- No deed restrictions
- Wooden seawall
- Direct water frontage
- Charlotte Harbor access
- No wetlands
AI-selected highlights from the listing description below.
INVEST IN A DOUBLE WATERFRONT-LOT OPPORTUNITY with the adjacent parcel at 3717 Wisteria Place also available separately, allowing you to combine them for an expansive waterfront estate. BUILD YOUR FLORIDA DREAM HOME on this prime WATERFRONT lot situated on a quiet street at 3709 Wisteria Place in Punta Gorda. This highly desirable property features NO HOA and NO DEED RESTRICTIONS, giving you the ultimate freedom to design and enjoy your land. The buildable property measures 75 x 125 feet, offering a generous 9,375 square feet (0.22 acres) of land with 75 feet of road frontage and an impressive 75 feet of direct WATER-FRONTAGE. The footprint of this lot provides ample room to build a spacious custom home while leaving plenty of space to install a pool and sprawling lanai, creating your own private WATERFRONT OASIS to enjoy the sunny Florida weather. A major asset to this property is the existing WOODEN SEAWALL already in place running the full length of the lot, offering immediate shoreline stabilization for your future custom dock and boat lift. For boaters, this location offers a smooth canal cruise of approximately 15-20 minutes, under 1 bridge (Rio Villa Bridge), out through Alligator Creek, to the open waters of CHARLOTTE HARBOR. From the harbor, you can navigate north up the Peace River, head west to the pristine sands of BOCA GRANDE, or cruise straight out to the GULF WATERS. Public water and electricity are available at the property line, requiring only a septic tank to complete your utility infrastructure. Permitting is straightforward, as county GIS maps confirm the property is completely outside of any protected SCRUB JAY habitat zones, and the National Wetlands Inventory verifies there are NO WETLANDS on site. The surrounding location balances waterfront living with rapid access to the region's best transportation and recreational hubs. Commuting is effortless with the property located just moments from US-41, a short drive to I-75 for seamless travel north and south throughout the state, and minutes from the PUNTA GORDA AIRPORT for a quick getaway. For dining and convenience, you are just a short drive from HISTORICAL DOWNTOWN PUNTA GORDA, packed with shopping and waterfront restaurants. Outdoor enthusiasts will love the proximity to nearby parks for hiking. You can catch stunning Florida sunsets at PONCE DE LEON PARK, or head over to GILCHRIST PARK, which features tennis and PICKLEBALL COURTS, a basketball court, and a playground. For the avid golfer, there are different CHAMPIONSHIP GOLF COURSES available for every single day of the week, all within a short drive. Baseball fans are positioned between two Major League Baseball spring training facilities, with the CHARLOTTE SPORTS PARK—home of the Tampa Bay Rays—just a short drive away, and the Atlanta Braves spring training facility in North Port equally accessible. When you want to head to the beach, the shores of BOCA GRANDE and ENGLEWOOD BEACH are both just a straightforward, scenic drive away. This exceptional waterfront lot represents a RARE OPPORTUNITY that merges ultimate building convenience with the finest aspects of Southwest Florida living.
Facts
- Property type
- Land
- Lot size
- 0.22 acres
- Waterfront
- Yes · 75 ft
- Water access
- Bay/Harbor, Canal - Brackish, Gulf/Ocean, River
- Water view
- Yes
- Exposure
- East
- Flood zone
- AE
- Annual taxes
- $1,600/yr
- Listed
- Jun 12, 2026
- MLS #
- C7527131
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3709 WISTERIA PL. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$915
$582 of that is principal & interest. 36% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $582
- Property taxes
- $133
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $915
Over the life of the loan
- Loan amount
- $92,000
- Down payment
- $23,000
- Total interest
- $117,341
- Principal + interest paid
- $209,341
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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3709 Wisteria Pl, Punta Gorda, FL 33950
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · MLS# C7527131 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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